banking both down common raise

Crown of Horns

Magic Items Forgotten Realms: Adventures in Faerûn

Common. Personality. The crown contains the essence of Myrkul and exists to spread that god’s will, which is to slay the living, raise the dead, and sow fear across the Material Plane. The crown

Mark of Warding Dwarf

Species Eberron: Rising from the Last War

useful as these services are, it’s the Banking Guild that truly defines the house. Kundarak’s lands in the Mror Holds include deep veins of precious metals, which the dwarves used to

establish the banking industry of Khorvaire. Anyone who makes a living from coin—from bankers to goldsmiths—likely learned their skills at House Kundarak. The security of banks bearing the

Criminal / Spy Legacy

Backgrounds Basic Rules (2014)

. Skill Proficiencies: Deception, Stealth Tool Proficiencies: One type of gaming set, thieves’ tools Equipment: A crowbar, a set of dark common clothes including a hood, and a pouch

always have a plan for what to do when things go wrong. 2 I am always calm, no matter what the situation. I never raise my voice or let my emotions control me. 3 The first thing I do in a

Selesnya Initiate

Backgrounds Guildmasters’ Guide to Ravnica

Sylvan Equipment: A Selesnya insignia, a healer’s kit, robes, a set of common clothes, and a belt pouch containing 5 gp (Azorius 1-zino coins) Feature: Conclave’s Shelter As a

1 I never raise my voice or lose my temper. 2 I feel the pains and joys of everyone around me, friend or foe. 3 I would rather make a friend than thwart an enemy. 4 I’m

Harengon

Species Mordenkainen Presents: Monsters of the Multiverse

Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores

above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers a list of

Aarakocra

Species Mordenkainen Presents: Monsters of the Multiverse

increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you

Satyr

Species Mordenkainen Presents: Monsters of the Multiverse

, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character

Shadar-kai

Species Mordenkainen Presents: Monsters of the Multiverse

character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your

character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers a list of languages to choose from. The DM is

Water Genasi

Species Mordenkainen Presents: Monsters of the Multiverse

suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is

Air Genasi

Species Mordenkainen Presents: Monsters of the Multiverse

increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that

Bugbear

Species Mordenkainen Presents: Monsters of the Multiverse

ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the

Kenku

Species Mordenkainen Presents: Monsters of the Multiverse

you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The

Shifter

Species Mordenkainen Presents: Monsters of the Multiverse

raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s

House Kundarak

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

Banking Guild that truly defines the house. Kundarak’s lands in the Mror Holds include deep veins of precious metals, which the dwarves used to establish the banking industry of Khorvaire. Anyone who

Morrikan d’Kundarak has instructed house heirs to establish connections with the Gatekeeper druids. The druids have much in common with the house, being the creators of the wards that protect Eberron from the daelkyr.

Aasimar Legacy

Species Mordenkainen Presents: Monsters of the Multiverse

. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and

Firbolg

Species Mordenkainen Presents: Monsters of the Multiverse

to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other

Githyanki

Species Mordenkainen Presents: Monsters of the Multiverse

;Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores

above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers a list of

Goliath Legacy

Species Mordenkainen Presents: Monsters of the Multiverse

follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM

Hobgoblin

Species Mordenkainen Presents: Monsters of the Multiverse

;Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores

above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers a list of

Sea Elf

Species Mordenkainen Presents: Monsters of the Multiverse

increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language

Tortle

Species Mordenkainen Presents: Monsters of the Multiverse

” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20

. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers a list of languages to

Yuan-ti

Species Mordenkainen Presents: Monsters of the Multiverse

suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and

Deep Gnome

Species Mordenkainen Presents: Monsters of the Multiverse

which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one

Duergar

Species Mordenkainen Presents: Monsters of the Multiverse

“Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of

your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers

Minotaur

Species Mordenkainen Presents: Monsters of the Multiverse

those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is

Triton

Species Mordenkainen Presents: Monsters of the Multiverse

” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20

. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers a list of languages

Criminal - Baldur's Gate

Backgrounds Baldur’s Gate: Descent into Avernus

type of gaming set, thieves’ tools Equipment: A crowbar, a set of dark common clothes including a hood, and a pouch containing 15 gp Criminal Origins Criminals are pervasive in Baldur

matter what the situation. I never raise my voice or let my emotions control me. 3 The first thing I do in a new place is note the locations of everything valuable—or where such things

Sly-Var

Compendium - Sources->Dungeons & Dragons->Van Richten’s Guide to Ravenloft

Sly-Var Hazlik’s apprentices live in Sly-Var, a settlement composed of a collection of laboratories. Spellcasters obsessed with earning the Darklord’s favor raise architecturally discordant towers

for trade. This leaves the labyrinthine streets and knotted bridges between intertwined compounds eerily empty. Common folk often disappear among these streets, the victims of magical guardians, escaped test subjects, or wizards who see the magically deficient as stock for their experiments.

Dealing with Death

Compendium - Sources->Dungeons & Dragons->Dungeon Master’s Guide

most common way is through spells such as Revivify and Raise Dead. It’s up to you to decide how easy it is for characters to access those spells if they can’t cast them. The Player’s Handbook offers suggested prices for spellcasting services.

Changeling

Species Mordenkainen Presents: Monsters of the Multiverse

can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and

Curate

Compendium - Sources->Dungeons & Dragons->Heroes of the Borderlands

Perception 14 Languages Celestial, Common CR 6 (XP 2,300; PB +3) Traits Magic Resistance. The curate has Advantage on saving throws against spells and other magical effects. Raise the Dead (1/Day

, and raise the dead. Curate Medium Humanoid, Lawful Good AC 12 Initiative +2 (12) HP 97 (15d8 + 30) Speed 30 ft. Ability Score Mod Save Str 8 −1 −1 Dex 14 +2 +2 Con 14

Fairy

Species Mordenkainen Presents: Monsters of the Multiverse

. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and

Sylvan, and encounters with human visitors prompted many of them to learn Common as well. Infused with the magic of the Feywild, most fairies look like Small elves with insectile wings, but each fairy has

Fire Genasi

Species Mordenkainen Presents: Monsters of the Multiverse

suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is

range from deep charcoal to shades of red and orange. Some bear skin tones common to humanity but with fiery marks, such as slowly swirling lights under their skin that resemble embers or glowing red

Guard

Compendium - Sources->Dungeons & Dragons->Heroes of the Borderlands

Guard Sentry and Watch Member Guards protect people, places, and things, either for pay or from a sense of duty. They might perform their duties vigilantly or distractedly. Some raise alarms at the

+2 Gear Chain Shirt, Shield, Spear Senses Passive Perception 12 Languages Common CR 1/8 (XP 25; PB +2) Actions Spear. Melee or Ranged Attack Roll: +3, reach 5 ft. or range 20/60 ft. Hit: 4 (1d6 + 1) Piercing damage.

Centaur

Species Mordenkainen Presents: Monsters of the Multiverse

ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the

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