I've created a level 10 bard with the school of lore. When putting together my spell list, it says I am able to know 4 cantrips and 14 spells, which is accurate. But with a brand new character, after selecting my 4 different spells from other classes, it shows that I know 2/14, even though I haven't selected any of my bard spells. This causes me to lose out on 2 bard spells, and I believe it is related to the Magical Secrets of Bard of Lore accidentally counting as known bard spells.
I've created a level 10 bard with the school of lore. When putting together my spell list, it says I am able to know 4 cantrips and 14 spells, which is accurate. But with a brand new character, after selecting my 4 different spells from other classes, it shows that I know 2/14, even though I haven't selected any of my bard spells. This causes me to lose out on 2 bard spells, and I believe it is related to the Magical Secrets of Bard of Lore accidentally counting as known bard spells.
Magical Secrets counts as known bard spells and those spells are included in the bard table (14 in your case)
Ah I misunderstood. Thanks for the clarification!
It's a little tricky because the 6th level additional magical secrets do not count towards spells known. I was confused when I hit 10th level as well.