Merchant Image

Maybe it's your family's business, maybe a merchant took you in as an apprentice or factotum. You've learned from scratch what a merchant needs to know. Keeping books, setting up contracts, keeping track of stock, dealing with artisans, customers, guilds and any means of transport. No matter the size and orientation of the business, over time you've developed a sense for the market's supply and demand, knowing where to invest and who to work with - or not.

 
Skill Proficiencies: Insight and Persuasion
Tool Proficiencies: Calligrapher's Tools
Equipment: A set of Calligrapher's Supplies, a set of Traveler's Clothes, as well as a pouch containing 10 gp
 
Defining Event

The life of a merchant mostly rises and falls with financial success or failure, but when the wheel of fortune turns, even the most cunning might find themselves in a place they never expected to be.

d10 Defining Event
1 A relative of your master/mistress inherited the business and dismissed you.
2 A Bard told stories of legendary artifacts and treasures in a tavern.
3 A rival ruined your Business, and you strive to restore it to former glory.
4 You've made a big deal with a foreign noble, but when it was time to pay you, his minions chased you away without a coin.
5 You've been fed up from a life brooding over numbers and papers and constant haggling.
6 Your trade vessel sank in a storm and you were washed ashore far from home.
7 A wandering sage noticed your dormant potential and tutored you in it's use.
8 You ripped off the wrong person and had to hastily leave town.
9 You fled your hometown to escape an approaching hostile army.
10 After seeing a bit of the world, Wanderlust got you and now you want to see all of it.
 
Feature: Business Sense
  • You get advantage on persuasion checks related to haggling for trade goods (DM decides)
  • To find a buyer for exotic/magic items you can double your proficiency for persuasion checks.
 
Suggested Characteristics

You take some pride in your craftsmanship and despise people who look down on you for working with your hands. You know how to handle yourself in social situations and have a good idea of how society works, even when you might give in to daydreaming sometimes.

d8 Personality Trait
1 I have a hard shell, but a soft core.
2 I like to plan ahead and hesitate to take uncalculatabe risks.
3 Drink and song can always cheer me up.
4 I don't expect things from people i wouldn't do myself.
5 I'm a capable merchant, but my secret passion lies elswhere.
6 I like to haggle just for the sake of it.
7 I am superstitious and believe in signs and portents.
8 Fool me once, shame on me. Fool me twice and i'll burn down your House.
d6 Ideal
1 Community. We're all responsible for each other and everyone should do their part. (Good)
2 Charity. Wealth and status mean nothing if we don't take pity on the poor and unfortunate. (Lawful)
3 Freedom. Supply and demand rule the market. (Chaotic)
4 Greed. Profit is all that's important to me. (Evil)
5 Fairness. If you don't cheat on me, i won't cheat on you. (Neutral)
6 Aspiration. I work hard to build up my reputation. (Any)
d6 Bond
1 Who doesn't honor the copper isn't worth the gold.
2 My Master/Mistress told me to always trust my guts.
3 Trust is good, a written and signed contract is better.
4 I owe everything to the people who taught me what i know.
5 If you want to run with wolves, you got to learn to howl like a wolf.
6 I'm out to get filthy rich so i can settle down and live a comfortable life.
d6 Flaw
1 I'm only generous when i can profit from it.
2 I judge people by their looks and manners.
3 I am easily distracted by a pretty face.
4 I really like to gamble, but i am a sore loser.
5 I can't resist to get the better end of a deal.
6 I (secretly, or not so secretly) envy people who have more influence than me.
 
Merchant Image

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