Entrepreneurship isn't for everyone. It takes intelligence, gumption, and an ability to read people. You... don't have those things. Your business has failed due to your inability to properly manage money, and you have been left to fend for yourself.
From your time as a merchant, you retain connections with wholesalers, suppliers, and other merchants and entrepreneurs. You can call upon these connections when looking for items or information.
Suggested Characteristics
Being a merchant involved having a head for numbers, a strong personality, the ability to make deals with hostile adversaries, a strong sword arm to fight off bandits, and the intuition for knowing what people want and need. The art of business is the art of finding the best path to profit, and that path might be different with each transaction. It takes a strong mind and a stronger stomach to succeed. So why did you fail?