A banker uses coin to get more coin. They are familiar with economics, arithmetic, and risk assessment. They are purveyors of securities and loans. The best bankers are good judges of character. They are most often associated with institutions but may also be independent operators.

Skill Proficiencies: Persuasion, Insight

Languages: Two of your choice

Equipment: A ledger book, an abacus,a merchant's scale, a small chest, a lock, a set of fine clothes, a letter of reference from an accredited institution, two pouches, and 25 gp.

Suggested Characteristics

Bankers tend toward the practical and calculating.  They are excited at the promise of growth and expansion. They may be motivated by a sense of personal gain or by contributing to the overall economic security of their community or both. They do tend to favor legal and lawful means toward their goals, as their work supports complex civilization and is in turn legitimized by the same.

d8	Personality Trait
1	Nothing feels better than making a good deal.
2	I once saw a dragon hoard and I have never stopped thinking about having a hoard of my own.
3	Having money makes you attractive to creditors but a good reputation makes you attractive to everybody.
4	I am thoughtful and always think through the consequences.
5	I am secretly a romantic; I would take on the greatest risks for love.
6	Humor makes people comfortable and I show them I am comfortable by laughing often and loudly.
7	I get more excited by what I can get out of collateral and repossession than what I can make from interest.
8	Collections are my favorite part of the job - especially when a shakedown is in order.

d6	Ideal
1	Equity. Economy exists to ensure everyone's well being. (Good)
2	Opportunity. The world is a cacophony of resources of relative value and coin is the translator. (Any)
3	Provocation. Everybody's got a dream and finding out what they will put on the line for it is where things get interesting. (Chaotic)
4	Acquisition. A fool and his gold are soon parted. (Evil)
5	Advancement. It is by the mechanisms of economy that civilization is built and expanded. (Lawful)
6	Risk. A safe bet will never pay out like a long shot. (Any)

d6	Bond
1	Someday I will return home to show everyone how well I have done for myself.
2	When I am rich, I am going to build something amazing.
3	I will always give a coin to a beggar.
4	I obsess with remuneration because there is a personal debt that I can never repay.
5	This lucky coin/hat/watch belongs to my former partner. I aim to return it regardless of how long it takes.
6	Someday I will be a partner in the firm of my dreams.

d6	Flaw
1	Everything has a price.
2	You can bank on the fact I will be looking good today, tomorrow, and the next day.
3	If I am not talking business, I am socially lost.
4	Honestly, I am so good with money that there's no sense in anyone else having any.
5	I hold onto what I can count because I don't understand the things I cannot.
6	I will always press to get the better end of a deal, especially when I shouldn't.