Insurance Claim Investigator

You have spent time working for an organization that offers insurance policies to protect regular folk from the myriad disasters that seem to follow adventuring parties. You worked as a claims investigator, and were routinely dispatched to the scene of insurance claims to determine the cause, assess the cost of the damage, and determine whether the disaster meets the criteria set forth in the often convoluted policies. You possess a keen eye for detail and an understanding of the costs associated with repairing a variety of objects. 

Skill Proficiencies: Investigation and one of the following: Perception or Insight

Tool Proficiencies: Tinker's Tools

Languages: one language commonly spoken in an urban area. 

Equipment: A set of tinker's tools, A notebook, ink, and ink pen. A small magnifying glass, a set of traveler's clothes and a pouch containing 10gp.

Suggested Characteristics

d8	Personality Trait
1	I have a joke for every occasion, especially occasions where humor is inappropriate.
2	I always have plan for what to do when things go wrong.
3	The first thing I do in a new place is note the locations of everything valuable--or where such things could be hidden.
4	I am incredibly slow to trust. Those who seem the fairest often have the most to hide.
5	I like to talk at length about my profession.
6	There's nothing I like more than a good mystery.
7	I ask a lot of questions.
8	I bluntly say what other people are hinting or hiding

d6	Ideal
1	Charity. I always try to help those in need, no matter what the personal cost. (Good)
2	Fairness. No one should get preferential treatment before the law, and no one is above the law. (Lawful)
3	Greed. I will do whatever it takes to become wealthy. (Evil)
4	Logic. Emotions must not cloud our logical thinking. (Lawful)
5	Impartial. I prefer not to take sides during an ethical debate. (Neutral)
6	Freedom. Everyone should be free to pursue their own livelihood (Chaotic)

d6	Bond
1	I swindled and ruined a person who didn't deserve it. I seek to atone for my misdeeds but might never be able to forgive myself.
2	I'm trying to pay off an old debt I owe to a generous benefactor.
3	The city where I learned my trade is the most important place in the world to me.
4	My honor is my life.
5	I sponsor an orphanage to keep others from enduring what I was forced to endure.
6	No one else is going to have to endure the hardships I've been through

d6	Flaw
1	No one must ever learn that I once stole money from guild coffers.
2	When faced with a choice between money and my friends, I usually choose the money
3	I have a weakness for the vices of the city, especially hard drink.
4	I'm quick to assume that someone is trying to cheat me.
5	I follow orders, even if I think they're wrong.
6	I'm a sucker for a pretty face.