You hail from a distinguished family known for its extravagant lifestyle and frivolous spending. While your lineage is steeped in history and high society, your house is equally infamous for squandering its fortune on lavish parties, exotic pets, and terrible investments. Your upbringing was filled with every possible comfort and pleasure, always at the expense of prudence and long-term planning.
Now, the coffers are nearly empty, but you refuse to let reality ruin a good time. You have taken up the life of an adventurer not out of a desperate need to survive, but to fund your extravagant lifestyle, chasing the next big payday while blissfully ignoring the realities of your dwindling treasury.
Wealth Woes
There are many ways an affluent family can fall into financial ruin. Roll on the table below or choose the primary cause of your family's financial woes.
| d8 | Cause of Ruin |
|---|---|
| 1 | Extravagant Tastes: Your penchant for luxury knows no bounds. No expense was spared. |
| 2 | Gambling Debts: A series of terrible bets and a weakness for the tables drained your coffers. |
| 3 | Failed Ventures: You invested heavily in numerous business ventures that failed spectacularly. |
| 4 | Fraudulent Schemes: You fell victim to elaborate scams that backfired financially. |
| 5 | Political Conflict: Your assets were depleted by funding a losing side in a war. |
| 6 | Excessive Generosity: Your inability to refuse requests for financial aid left your fortune diminished. |
| 7 | Vice & Addiction: Indulgence in magical substances or other vices consumed your wealth. |
| 8 | Family Feuds: Endless, petty legal battles within your family eroded your inheritance. |
- Ability Scores: Charisma, Intelligence, Dexterity
- Feat: Lucky
- Skill Proficiencies: History, Persuasion
- Tool Proficiencies: Playing Card Set
- Equipment: Fine Clothes (slightly out of fashion), a Signet Ring, a deck of Playing Cards, a vial of Perfume, a Dagger, and a Pouch containing 18 GP and a rapidly depreciating promissory note.
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