Indebted Noble

Your background is a tale of splendor turned sour. Born into a life of luxury, your family's reckless spending eventually led to overwhelming debt. When the bill finally came due, your family was bailed out—or bought out—by a powerful patron. You were saved from public ruin, but at a terrifyingly steep price.

Now, under the heavy yoke of financial obligation, you find yourself bound to this benefactor. You are a noble, yes, but one whose gilded life is completely overshadowed by the looming presence of a debt you must repay. Your adventures are driven entirely by the desperate need to free yourself from this burden and keep the debt collectors from breaking your legs.

The Creditor

Who exactly owns your family's debt? Roll on the table below or choose the dangerous entity pulling your strings.

Ability Scores: Charisma, Constitution, Wisdom

Feat: Alert

Skill Proficiencies: Deception, Insight

Tool Proficiencies: Forgery Kit

Equipment: A Forgery Kit, Traveler's Clothes, a Dagger, a Signet Ring (held as collateral by your patron), and a Pouch containing 26 GP and a heavy ledger of your debts.