You were born into the staggering, intoxicating heights of extreme wealth and political leverage. Your family doesn’t just participate in the economy, they own it. Raised in opulent estates, shielded from the harsh realities of the common folk, you grew up believing that money can fix any problem, buy any outcome, and command immediate respect. Whether you were cast out for your indulgence, abandoned the family empire out of boredom, or set out to expand your house’s fortune on your own terms, you walk the world with an air of untouchable privilege, backed by a bank account that could fund a small war.
- Feat:
Feature: Golden Lineage
Your family's legendary influence precedes you wherever civilization thrives. Merchants, nobles, and underworld bosses recognize your surname or your family's distinct seal, often granting you audience with high-ranking figures who would ignore standard adventurers. Furthermore, you begin your journey with an extra 100 gp in start-up wealth.
Because of your refined upbringing, you gain proficiency with two "Fine Weapons" of your choice (such as Rapier, Scimitar, Hand Crossbow, or Dagger).
- Skill Proficiencies:
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Skill Proficiencies: Deception, Persuasion
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- Tool Proficiencies:
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Tool Proficiencies: One type of gaming set (often Dragonchess or High-Stakes Cards), Calligrapher's Supplies
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- Languages:
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Languages: Two of your choice.
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- Equipment:
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Equipment: A set of fine clothes, a signet ring displaying your family crest, a silver pocket-watch or mirror, a leather-bound ledger of contacts, and a heavy velvet pouch containing 25 gp.
However, your background is a double-edged sword. Common folk may view you with deep hostility, envy, or suspicion. Kidnappers, assassins, and rival oligarchical houses easily recognize your face, making you a high-value target for extortion or ransom whenever you step outside the shadows.
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Prerequisite: Child of an Oligarch Background
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Flamboyant Influence: You have advantage on Charisma (Persuasion) checks when dealing with merchants, nobles, or guards who are aware of your family's wealth.
Suggested Characteristics
Raised in extreme luxury, Children of Oligarchs range from insufferably condescending aristocrats to well-meaning, but utterly out-of-touch idealists. Their world is built on leverage, pedigree, and ostentatious displays.
| d8 | Personality Trait |
| 1 |
I assume everyone and everything has a price tag; I just need to figure out the number. |
| 2 |
I talk down to people without realizing it, assuming my opinion is naturally more valuable. |
| 3 |
I refuse to sleep anywhere that doesn't offer silk sheets or high-end room service. |
| 4 |
I drop my family's name into every conversation, usually as a subtle threat or flex. |
| 5 |
I am deeply fascinated by how "normal, poor people" survive and constantly ask intrusive questions. |
| 6 |
I treat gold like pocket change, flinging coins at problems to make them disappear. |
| 7 |
I maintain a perfectly polished facade at all times, never letting anyone see me sweat. |
| 8 |
I secretly long for genuine friendships where people don't just want my money. |
| d6 | Ideal |
| 1 |
Dominance. Power isn't given; it is bought, owned, and leveraged to control the board. (Evil) |
| 2 |
Philanthropy. Great wealth carries a responsibility to uplift those who cannot help themselves. (Good) |
| 3 |
Independence. I will build my own dynasty, completely outside the shadow of my parents. (Chaotic) |
| 4 |
Dynasty. Family honor, trade contracts, and bloodlines are sacred above all else. (Lawful) |
| 5 |
Luxury. Life is short, and I intend to experience every fine wine, jewel, and pleasure it offers. (Any) |
| 6 |
Pragmatism. Everything is a transaction. Emotion is bad for business. (Neutral) |
| d6 | Bond |
| 1 |
My parent cut me off until I prove I can survive a year without relying on the family trust. |
| 2 |
I stole a priceless heirloom from my family vault before running away, and they want it back. |
| 3 |
A rival house framed my family for treason, and I am adventuring to clear our name and restore our assets. |
| 4 |
I am arranged to marry a ruthless noble I despise; I’m on the run until I can buy out the contract. |
| 5 |
My bodyguard died protecting me from an assassin; I owe it to their memory to become truly strong. |
| 6 |
I secretly use my family’s wealth to finance a rebel cause trying to overthrow my own parents. |
| d6 | Flaw |
| 1 |
I have zero understanding of basic survival skills and expect others to do manual labor for me. |
| 2 |
I am utterly convinced that I am immune to legal consequences due to my family's power. |
| 3 |
I cannot resist showing off my gold or jewels, making me a magnet for thieves. |
| 4 |
I panic instantly if I find myself without money or valuable possessions. |
| 5 |
I judge people entirely by their clothes, grooming, and social status. |
| 6 |
My pride prevents me from admitting I'm wrong, even when it puts the party in mortal danger. |
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