Fantasy Insurance Agent

To be absolutely sure that one can handle anything life throws at them, they need a good insurance plan, and with that, a good insurance agent. These are the administrators, the middle managers, the salespeople, business and personal advisors, and those who can decipher the mass of bureaucratic paperwork that comes with completing insurance claims. As a member of the insurance field, you assist folks in finding security and help them back onto their feet after the unexpected. You probably have not led what would be called an exciting or dangerous life. Ink stains, not bloodstains, have been your greatest worry. There is very little glory in being an insurance agent, though some find worth in helping their clients feel secure. You are civilized and unlikely to be a Barbarian, Druid or Ranger. You may be honest, diligent, and hardworking, or perhaps devious, manipulative and self-serving. Either way, you possess a practical intelligence and have keen insight into the inner workings and logistics of the insurance business, and you may have had access to sensitive information. For whatever reason you have taken up a new life as an adventurer: perhaps were chosen to perform an audit on whether a new client or organization is fit for your services; perhaps you were dismissed from your position for embezzling or ineptitude, or perhaps you simply grew bored of your job and are pursuing a higher calling. Regardless, you carry with you the extensive knowledge, varied skills and mental discipline learned from your time as an insurance agent. 

Skill Proficiencies:  Investigation and one of either History, Deception, Perception, Insight, Medicine, or Persuasion.

Tool Proficiencies:  Choose one from Calligrapher's Supplies, Cartographer's Supplies or Forgery Kit.

Languages: One of your choice.

Equipment: A diplomat's pack and 15 gold pieces

Suggested Characteristics

Insurance Agents occupy a realm below the nobility, but above the common folk, and are often not respected by either group. They are practical, sometimes to a fault, and are often viewed as boring and officious but can also be caring and personable. They are generally intelligent and tend toward order and lawfulness, though there are always exceptions. 

d8	Personality Trait
1	I can't help but recommend insurance specific to one's field of work, shouldn't they feel secure too?
2	I can talk at length about the most niche and inane subjects as well as my endless stream of office stories.
3	I must always look professional and well kempt and am always trying to make my companions look presentable as well, you never know when you'll run into someone important.
4	I treat every new experience as a wonder. Adventuring brings forth so many new experiences and things to try!
5	When I see who's in charge of the room, I saddle on up to them and make them my new best friend.
6	I'm very frugal and always suggesting we buy the cheaper option.
7	I get antsy when we settle in one place for too long, I'm not an average insurance agent anymore for a reason.
8	I'm very hesitant to jump into any sort of danger without first evaluating the associated risks.

d6	Ideal
1	Education: Common literacy and shared knowledge help to elevate everyone in society. (Good)
2	Order: Without rules, no one can live a safe, normal life. (Lawful)
3	Duty: Whether it's with the pen or the sword, against bureaucrats or monsters, it's my responsibility to fight to keep the common folk safe and secure. (Good)
4	Individualism: The time for paperwork is over, I'm a pencil pusher no more! It's time to explore who I really am and no one will stifle my journey! (Chaotic)
5	Pride: If I can fool you into buying something you'll never need, you deserve to be swindled. (Evil)
6	Loyalty: I have undying loyalty to my company and/or companions. (Neutral)

d6	Bond
1	I have condemned people I've reviewed and evaluated to suffering with the stroke of a pen and it eats at my conscience. I realize now that company policy is not the same thing as common good.
2	I seek to help the common folk and the uncivilized by teaching law, literacy, and insurance strategies as I travel.
3	I was told by the company that I needed to take sabbatical to "grow my skill set" in preparation for the next upper management promotion interview.
4	I reported one of my well-connected managers for embezzling. They were transferred to a much more isolated branch, but not before finding out it was me who reported him.
5	I may have been the determining factor in a powerful sorceress not getting her ex-husband's life insurance payment after I found that he was found dead under suspicious circumstances.
6	I was told by middle management that we really needed to get our brand out into the world, so I've set out to spread the word and insurance.

d6	Flaw
1	I dislike ambiguity and have trouble making decisions if there are no clear rules to guide me.
2	I adhere to the letter of the law even if it is illogical to do so.
3	I haven't been out of the office for very long, I'm pretty jumpy and and scare easily to enemies, magic, and the elements.
4	I get temperamental when people think I'm soft because of my background or appearance.
5	I have trouble trusting folks because I know everyone's got an ulterior motive, conversation is all about figuring out why they're acting kind and what they actually want.
6	This new life is so exciting, I sometimes forget to tell my companions before I impulsively act.