Insurance Investor

Health Insurance - If you go below 10% health, gain 5 GP. Use this ability only once between long rests.

Life Insurance - If you die, each other member of your party gains 100 GP. This can only happen once.

Auto Insurance - If a vehicle or horse you own is lost, stolen, or damaged, gain GP equal to 50 percent of the original cost.

Disability Insurance - If you lose a limb, gain 20 GP. This is effective only the first time each limb is lost.

Umbrella Insurance - If someone successfully sues you, they gain the allotted GP and you lose no GP.

Home Insurance - If a home that you own is destroyed or damaged, you don't pay costs for repairs.