Flaw - Phobia

You are terrified of a certain condition, location, or creature type.  You are frightened whenever you are within 30 feet of the object of your phobia, or when you are experiencing that condition.  You also suffer a -1 to any attack rolls and Wisdom ability checks.

Roll a d20 - 1:insects, 2:flying, 3:being underwater, 4:lightning, 5:snakes, 6:ice or snow, 7:crowds, 8:being touched by others, 9:being alone, 10:stairs, 11:failure, 12:confined spaces, 13:cats, 14:speaking in public, 15:blood, 16:reptiles, 17:children, 18:darkness, 19:fire, 20:strangers

FLAW. This is a flaw feat. At your DM's discretion, you may take this feat at level 1.  If you do, you may also gain a second feat, or increase two of your ability scores by +1 (or one by +2).  If you choose to increase any scores, you cannot choose to increase any score affected by the Flaw.  Some flaws can be overcome in time, with role played work towards that end.  Others might be overcome by a high-level Cleric, but the cost might involve a side quest or a great amount of money.