Life and Death Apprentice

By studying many faiths' views of life and death, you gain an understanding of these fundamental forces.  You gain the following benefits.

• You know the cantrips Spare the Dying and either Chill Touch or Toll the Dead.  Wisdom is your spellcasting ability for these spells.
• When you finish a long rest, you gain a pool of points equal to your level.  When you take necrotic or radiant damage, you can expend points from this pool to ignore an equal amount of that damage.  This does not take a reaction.  If this reduces the damage to 0, you do not suffer any secondary effects of the spell or effect such as Chill Touch's prevention of healing.