Phobia, Moderate: Disadvantage
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The character has a moderate fear of something specific (Player and or DM choice) and when subject this this object of their fear they are at a -3 to all rolls.
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When confronted with this fear the character must make a willpower save DC 8 (with the -3) or refuse to get near whatever they are afraid of for 1d6 rounds at the end of which they can make another save to suppress their fear.
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I am using the Feat system to put disadvantages/weakness's into the system since they do not have one yet at least, because they add more flare to the character, and some DM's and players a like enjoy having weakness's more then just backround flare, also because some DM's like myself don't mind letting players have a starting feat or two, if they have something that counters it, so this is a good way, add weakness's/disadvantages to the character to allow a feat so it remains more balanced and is not free.
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