Too Much to Lose

You have too much going for you to die now. You can't die. You won't die. In time of most dire need, you can come back from the dead and survive. Once monthly, when you fail all your death saving throws, you may instead choose to have them all counted as successes. All abilities that are restored daily immediately get refilled again, and all your magic weapon's charges are restored. You get a quarter of your maximum life back. However, for the next 24 hours, you have disadvantage on all death saving throws.