Gambler

You always love the thrill of the risk. 

• You have 3 gambles. Whenever you make an attack roll, an ability check, or a saving throw, you can spend one luck point to roll an additional d20. You can choose to spend one of your gambles after you roll the die, but before the outcome is determined. You roll a d6 and choose how many gambles you wish to wager, on an odd roll the roll suffers a minus to the roll based on how much your gamble was. On an even roll you add to the roll based on how much your gamble was.
• You can also spend one gamble when an attack roll is made against you.You roll a d6 and choose how many gambles you wish to wager, on an odd roll the roll suffers a minus to the roll based on how much your gamble was. On an even roll you add to the roll based on how much your gamble was. If more than one creature spends a gamble to influence the outcome of a roll, the points cancel each other out; no additional dice are rolled.
• You regain your expended gambles when you finish a short rest.