Nude and Proud 2.0

While the user is fully naked with the exception of a backpack or bag and their weapons, they have a +5 bonus to their AC. Charisma saving throws are required in public spaces, a 1-5 causes a forceful removal, 6-15 allows them to stay with a begrudging acceptance, a 16-20 gives the character a feeling of being welcomed and a feeling of being stared at, and anything higher gives the player advantage on  their next charisma based roll.