This bag has an interior space that connects a demiplane owned by the banking establishment that created it. When you place currency into the bag, it is instantly transported to the demiplane. Any items other than currency placed in the bag are instantly shoved back out of the bag. The bag weighs 5 pounds, regardless of its contents. Depositing or retrieving currency from the bag requires an action.
Regardless of the total value deposited within, up to the total amount in the demiplane can be withdrawn in any denomination of your choosing. For instance, if you deposit 10 gold pieces, you can withdraw 1 platinum; or 100 silver; or 300 copper, 20 silver and 5 gold. The bank makes this exchange for you.
If the bag is pierced or torn, it ruptures and is destroyed. The banking establishment still holds the total value you deposited, though you must visit one of the bank's locations or get a new bag of golding to reconnect to the demiplane and withdraw anything deposited. If the bag is turned inside out, the connection to the demiplane is halted temporarily, but the bag is otherwise unharmed.
The bag is magically warded to prevent thievery. If any creature other than you or those you designate attempts to reach into it, they must make a DC 25 Sleight of Hand check. On a successful check, they can take up to 5 coins of any denomination, provided there is enough currency deposited. On a failure, the bag snaps shut on their hand, dealing 3d8 bludgeoning damage.
Placing a bag of golding inside an extradimensional space created by a Handy Haversack, Portable Hole, or similar item instantly destroys both items and opens a gate to the Astral Plane. The gate originates where the one item was placed inside the other. Any creature within 10 feet of the gate is sucked through it to a random location on the Astral Plane. The gate then closes. The gate is one-way only and can't be reopened.
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