This bag a portal to a pocket dimension accessible only via the bank account owner and representatives from the bank. The bag is associated with a specific bank account, under a specific name and number.
It is possible to deposit any amount of coins into the bag.
Attempting to deposit anything other than coins will fail (the object will be ejected or prevented from entering the portal).
Any deposit or withdrawal incurs a 1% transaction fee. For example, depositing 100gp will effectively result in 99gp deposit. Likewise, withdrawing 101gp will effectively result in 100gp in hand.
It is possible to deposit any amount fairly quickly (just dump the money in). Once the transaction is complete (the bag is closed), coins are automatically and immediately available in wrapped bundles of 50 coins. Retrieving coins from the bag requires 1 action per 100 coins (2 bundles).
If the bag is overloaded, pierced, or torn, it ruptures and is destroyed. If the bag is turned inside out, its contents spill forth, unharmed, but the bag must be put right before it can be used again.
Placing a bag of banking inside an extradimensional space created by a handy haversack, portable hole, or similar item instantly destroys both items and opens a gate to the Astral Plane. The gate originates where the one item was placed inside the other. Any creature within 10 feet of the gate is sucked through it to a random location on the Astral Plane. The gate then closes. The gate is one-way only and can’t be reopened.
Notes: bank account owner, Utility, Container
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