Mimics can take the form of any object, but Bankruptcy chooses to be what it loves: a beautiful gold coin. Ravenous, this little coin is responsible for the fall of many noble houses, the end of many merchant careers, and the smiles of countless rivals.
If fed coins, it becomes friendly and rewards its friends with good fortune.
This unassuming gold coin is a metal-devouring mimic, ready to eat through treasure hoards.
It doesn't attack other creatures and has no strength to break most objects, but it'll flee when threatened. It has 1 hit point, 10 AC, 35ft movement speed, +6 to Dexterity, and all saves with a -3 penalty.
False Appearance. The mimic's indistinguishable from a gold coin while motionless, but Detect Magic can reveal its magical nature.
Financial Appetite. Bankruptcy can eat through nonmagic metal, stone and wood with relative ease, going through an inch of these materials in an hour, a minute, and 6 seconds respectively. It can also eat and digest most other materials except crystals and glass.
The mimic has a special taste for coins, always preferring to eat some of them instead of anything else. Its rate of devouring is accelerated when it eats its favourite treats: it can eat up to 500 coins per hour, regardless of the material it's made of.
The Sated's Blessings. You feed Bankruptcy coins to win its friendship. It becomes sated after being fed 10 Sedna, 120 Tiwra, or 1500 Rabho coins, after which it sees you as a friend for 24 hours and needs to rest for an hour before eating again.
While it regards you as a friend, it will keep close to you, following you by your scent even if you're eventually separated, like a dog and its owner. If left in the proximity of coins while you're friends, it'll come back to you after eating the whole of it or being removed from the coins.
Also, the mimic blesses you with fortune magic while you're friends. You have advantage e on Sleight of Hand checks during this period, and you can choose to have advantage on one attack roll before your friendship ends.
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