Wearing this cloak provides two benefits to the attuned. Each feature can be used once per day. These uses recharge at dawn. 

As a reaction, you can summon a spectral protector named Steve. Steve appears between the wielder and a would-be attacker. The attacks automatically target Steve in place of the wielder. Steve has an AC of 14 and 20 HP. When Steve is reduced to 0 HP, he dissipates.

As an action, you can cast a limited version of Alter Self. The disguise is always a nondescript human man named Steve. Any deception checks made as Steve pertaining to being boring and mundane are made at advantage. If you know someone named Steve, he looks exactly like that. 

Notes: short rest, Warding, Outerwear