This item was created by wizards working in conjunction with the royal banks to make collecting ongoing payments easier.
This variation of the Bag of Penalty is most often used by a body of power to collect on debts with no set amount, but instead a monthly requirement such as tax collection, tithing to one's church or child support.
The coin purse will teleport any coinage within to the bank accounts of the official who issued the bag every month on a certain date up to a set amount. Any coins left over after required the monthly payment is reached are left untouched. The bag itself only has the ability to teleport coins to the bank, but not from it. All payments are rounded up to the nearest copper.
This variation does not include a curse as the Bag of Collections is most often used by willing subjects. This version is also not bound to any specific individual. The bag will continue attempting to collect the set amount every month until the account is closed at the bank from which the bag was issued.
This version appears as a finely crafted coin purse with the sigil of the bank at which the account is open crafted on it. The bag shows no obvious signs of magic but does act as a small bag of holding allowing a player to store up to 80 pounds in what appears to be a fist sized leather bag.
(Note: These kinds of bags are often found in the safe of wealthy investors or businesses which are paying off loans. They are also used by adventurers to send money back to their families while in the field.)
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