CURSED ITEM: The Bad Penny can be found anywhere and is usually found among treasures. In truth the Bad Penny is a shape shifting sentient item that curses its owner with Disadvantage to all rolls (or minus 2). The Bad Penny can be found as any kind of coin. It can only be removed by remove curse cast at the 12th level or higher.
Any attempts to discard, destroy or give away the Bad Penny will appear successful, but in truth the spirit of the Bad Penny just reforms itself as another coin somewhere on the person or in the belongings of the character cursed.
When successfully cast, remove curse simply breaks the bonds of the Bad Penny and it reconnects to a coin somewhere else that is NOT currently owned by anyone. Typically a coin laying out in the open or on the person of a deceased individual or among a treasure hoard.
History: Bad Penny's are simply the disembodied spirits of beings who were both exceedingly greedy and jealous. Their spirits being guided into this form by the Vengeful and Malicious Necromancer Anphu Kek Chiquet
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