Homebrew Borrower Species Details
Being around other borrowers gives them a +1 to AC
Proficiency in tinkers tools: Borrowers can create gliders out of paper clips. Crampons out of tacks. Rope out of long grass.
Hard to perceive: creatures have disadvantage on perception checks attempting to see you.
Soft footsteps: Advantage on all stealth checks.
Itty Bitty: Can move through any creature's space.
Riders: Borrowers have proficiency in animal handling when trying to ride small creatures.
Borrowers cannot swim.
They are vulnerable to force damage.
Borrowers need to make their own armor and weapons. A borrower can spend a long rest creating a simple or martial weapon. They can create light armor over the course of a long rest. They can make a shield after a short rest. Weapons are not magical and have no bonuses unless they are enchanted after their creation.
Borrower Traits
Small of stature, big of heart. Sneaky folk. Brilliant builders. Their size makes them vulnerable to water and force, but they are sneakier than any other creature on the mortal plane. Tend to be lawful good. Warm, kind hearted, and gregarious.Itty Bitty
Borrowers can move through any creature's space without sacrificing movement.
Soft foot steps
Advantage on all stealth checks. Sneakiest creature on the mortal plane.
Ingenious
Proficiency in tinkers tools. Can create tiny weapons and armor.
Borrowers can create gliders out of paper clips. Crampons out of tacks. Rope out of long grass. Found objects are their building materials.
Borrowers need to make their own armor and weapons. A borrower can spend a long rest creating a simple or martial weapon. They can create light armor over the course of a long rest. They can make a shield after a short rest. Weapons are not magical and have no bonuses unless they are enchanted after their creation.
Gregarious
Being around other borrowers gives them a +1 to AC. Borrowers are meant to belong to a clan. A borrower without a clan is bereft. They feel the loss until they find another one of their kin.
Hard to Perceive
Creatures have disadvantage on perception checks attempting to see you. Borrowers can hide in any environment. A stone, a blade of grass, another creature--all these things provide cover.
Riders
Borrowers have proficiency in animal handling when trying to ride small creatures. All borrowers learn to ride at an early age. They are not fast, so mounts are essential when making a quick escape.
Foibles of the small
Borrowers can't swim and are vulnerable to force damage.
A borrower is easily crushed. Almost all force damage is doubled. The exception is falling damage.
Even rain puddles are dangerous. A gentle current can pull them under.
Natural Bonuses
Plus two to stealth, plus one to charisma or constitution
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