Curse Horde

This spell curses a pile or holder of up to 5000 gold with one of the curses listed below. (this does not affect the caster or any person they allow to touch the gold)

Any creature that touches it takes 5d4 necrotic damage.

The gold is stuck and requires a dc (spell dc) strength check to overcome.

Any creature that touches it must make a dc (spell dc) wisdom check or be frightened for 2d6+2 hours and will run as far away from the gold as possible.

Any creature that goes within 30 ft of the gold must make a dc (spell dc) charisma check or be charmed for 1d4-1 days. When under the charm the creature will swear to protect the gold at all costs even giving his/her life to save it from being stolen. Every hour the creature can make a dc (spell dc) charisma check on a successful roll the creature stops being charmed and the creature will not be effected for 4 hours (minimum of 1)

The gold is invisible, the gold can be seen with truesight or see invisibility.  

When any creature touches the gold, the creature must make a dc (spell dc) charisma saving throw or be banished into the ethereal plane for 1d10+1 minute and the caster will be alerted.

When any creature goes within 120 ft of the gold 1 shield guardian will appear and try to protect the gold (when the shield guardian dies the spell has to wait for 2d4-2 days until they can appear again. (minimum of 1)

You can make another curse that is just as powerful as these but you have to consult the dm first.

This curse can be dispelled with a dispel magic spell.

Every level 8th level or higher will increase the max gold by 1500 gold.