You magically insult the triggering creature and turn its momentary sadness into encouragement for another creature. The triggering creature has disadvantage on the roll being completed. This reaction must trigger before the creature has completed its roll.
You can then choose a different creature you can see within range to give them a bardic inspiration (you can choose yourself). Once within the next 10 minutes, the creature can roll the die and add the number rolled to one ability check, Attack roll, or saving throw it makes. The creature can wait until after it rolls The D20 before deciding to use the Bardic Inspiration die, but must decide before the DM says whether the roll succeeds or fails. Once the Bardic Inspiration die is rolled, it is lost. A creature can have only one Bardic Inspiration die at a time.
* - Which you take when a creature you can see within 60 feet of yourself attempts to roll an attack roll, an ability check, or a saving throw ** - (1 Bardic inspiration)
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