Taxation

Using this spell and pointing at the target, the caster can instantly destroy a portion of the wealth the target is carrying, dealing psychic damage based on the value. The subtracted value is 10% of their total wealth carried, and the psychic damage is 1d4 per every 250 GP worth of destroyed wealth and half on a succesful Wisdom saving throw.

The following items count toward the equation:

• Any coinage (copper, silver, gold, electrum, platinum, etc.)
• Gems
• Highly valuable metal bars (silver, gold, platinum, mithral, adamantine, and star metal)
• Non-magical jewelry

The spell only works on creatures with an Intelligence of 7 or higher. If the destroyed wealth is worth less than 250 GP, there is no damage dealt.