Bad Luck Charm

You touch a non magical item small enough to fit in the palm of your and enchant it with negative probability. Until the spell ends, a creature that is in willing possession of this item subtracts 1d4 from all ability checks and saving throws made for the duration. You can only have one instance of this spell active at a time and can dismiss this effect as an action. 

The spell’s duration increases when you reach 5th level (10 minutes), 11th level (hour), and 17th level (day)