You unleash spectral golden chains of pure greed onto a creature you can see. The target must make a Wisdom saving throw or become Afflicted by Avarice for the duration.

Effects on the Target

While afflicted, at the start of each of the target’s turns, roll a d4:

1. Covet:
   The target must use its movement to grab or steal the nearest object of value.

2. Blind Gold:
   Their eyes turn metallic gold. They are blinded until their next turn.

3. Gilded Pain:
   Golden cracks form across their skin. The target takes 5d8 psychic damage.

4. Hoarder’s Grip:
   Their muscles lock up, clutching desperately at nothing. They are restrained until the end of their turn.

The target repeats the save at the end of each turn.

If the target reaches 0 HP while under Avarice, they turn into a solid gold statue, which crumbles into dust after 1 minute.

Avarice’s Price

Every time the target fails a saving throw against this spell, you gain 1 Greed Brand.

Greed Brands do NOT fade with rest.

Greed Brands & Consequences

Each tier is cumulative.

1 Brand — Whispers of Want

You constantly hear whispers encouraging you to take more.

• Disadvantage on Insight checks.

2 Brands — Corroded Will

Your mind strains under greed’s pressure.

• Disadvantage on all Wisdom saving throws.

3 Brands — Diminished Soul

Your greed begins hollowing you out.

• Your maximum HP decreases by 10.

4 Brands — Gilded Veins

Your blood darkens into liquid gold.

• You take 2d10 psychic damage after each long rest.

5 Brands — Heavy Heart

Your heart becomes partially gilded.

• Your speed is reduced to 15 ft.

• Healing spells on you restore only half the normal amount.

Removing Greed Brands (Near-Impossible Redemption)

To remove one Greed Brand, you must:

• Give away treasure equal to 100 gp × your current number of brands.