You create a magical defending ward on a chosen amount of gold coins. When the spell ends, the total amount of targeted money teleports back to your posession. This magical effect does not need concentration, it ends automatically after the duration time elapsed. Alternatively, when you cast the spell you can set up a password, that when spoken will end the spell prematurely.
The casting of the spell requires 75% of the value of targeted coins as material component. This amount will not return after the spell ends.
At higher levels:
4th: Duration time increases to 2 days
5th: Duration time increases to 10 days
6th: Material component cost drops to 50%
7th: Material component cost drops to 25%
8th: Material component cost drops to zero
9th: The spell lasts until dispelled or the password is spoken
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