This spell curses a creature on the same plane of existence as you with a bitter and self-destructive bed. The target must make a Wisdom saving throw against the spells DC, which is modified by the Curse Strength Table. On a successful save, the target becomes aware that somebody attempted to curse them. On a failed save, the target becomes cursed and is unaware of this. Upon completion of this curse's triggering event, the target automatically advances to stage 1 of this curse.
Triggering Event. The next time the target completes a long rest, they notice they have lost a valued item.
Stage 1. The cursed creature becomes compelled to steal trinkets they do not own.
Stage 2. The cursed creature finds a secret place to start stashing their hoard, and become anxious about leaving the location of their hoard for extended periods of time. Additionally, the cursed creature has disadvantage on Wisdom saving throws.
Stage 3. The cursed creature is driven to transform their hoard into a labyrinth of possessions and treasure they have stolen. The cursed creature cannot leave this labyrinth. Additionally, the cursed creature's Wisdom score becomes 6, unless it was already lower.
Culmination. Upon failing the final escalation check, the cursed creature twists into a deformed figure and becomes a Verminous Abomination. If the creature is a player, they become an NPC under the GM's control.
* - (a coin that the target has previously possessed, the tail of a rat, and a Shadowsteel crown of thorns worth at least 1,000 gp)
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