College of Underwriting

Bards of the College of Underwriting are experts in assessing and managing risk, using their keen intellects and social prowess to navigate the complex world of contracts and agreements. They specialize in stepping into the shoes of others to fulfill their obligations, whether it's investigating claims, negotiating settlements, or impersonating a deceased client.

As masters of social and professional performance, College of Underwriting bards are skilled in the art of persuasion and intimidation. They know how to get what they want, and they're not afraid to use their powers to protect their clients' interests. With their meticulous attention to detail and their ability to anticipate potential problems, they always have a contingency plan in place to ensure that their obligations are fulfilled.

Whether they're working for a powerful and influential family or a small business owner, bards of the College of Underwriting are always ready to take on any challenge. They know that in the world of risk management, there's no room for error. But with their expertise and their unwavering dedication to their clients, they're more than up to the task.

Bonus Proficiencies

As a member of the College of Underwriting, you've honed your skills in assessing and managing risk, including your ability to investigate and gather information. At 3rd level, you gain proficiency in the Investigation skill, allowing you to better understand the details of any situation you encounter.

Executor's Authority

You've learned to step into the shoes of others and perform their duties with grace and precision. At 3rd level, you gain proficiency in one of the Athletics, Acrobatics, or Stealth skills. Additionally, you can use your Charisma modifier instead of the respective modifier when making checks of this skill related to mimicking the physical feats or maneuvers of the person you are representing. This allows you to better embody the person you're impersonating, making your performance more convincing.

Expert Negotiator

As a member of the College of Underwriting, you're skilled in navigating the complicated world of insurance policies and legal settlements. At 6th level, you gain proficiency in the Intimidation skill, making it easier for you to negotiate the terms of any agreement you're involved in. Additionally, when you make a Persuasion or Intimidation check to negotiate the terms of an insurance policy, legal settlement, or other agreement, you can add your Charisma modifier to the check result. This allows you to better advocate for your client's interests and ensure that they receive the best possible outcome.

Ultimate Impersonation