Way of Monetary Monastery

Monks who follow the Way of Monetary Monastery have learned to harness their wealth and financial acumen to aid their martial arts as well as protect their wealth using these monastery teachings. These monks have mastered the art of fiscal deception and use their pecuniary skills to gain advantages both in and out of combat.

Monetary Values

When you choose this tradition at 3rd level, you learn how to use your wealth to your advantage in social situations. You gain proficiency in the Deception skill if you don’t already have it. In addition, You gain the following benefits:

• Persuasive Wealth: You can use your wealth to persuade others to see things your way. When you make a Charisma (Persuasion), you can spend a number of gold pieces equal to 5 times their level to gain advantage on the check. You can use this feature a number of times equal to your proficiency bonus, and you regain all expended uses when you finish a long rest. While you have no uses available, you can spend 1 ki points to use this feature again.
• Monetary Flurry: You learn how to channel your wealth into your strikes. Whenever you use your Flurry of Blows feature, you can use a gold coin or other small valuable objects to attack. The object is considered a monk weapon and has the Thrown (range 20/60) property. You deal extra damage to the target equal to your Martial Arts die for each attack you make during the Monetary Flurry. You can use this feature a number of times equal to your proficiency bonus, and you regain all expended uses when you finish a long rest. While you have no uses available, you can spend 2 ki points to use this feature again.

Virtually Virtuous

At 6th level, you have mastered the art of financial deception. Your proficiency bonus is doubled for any Deception checks related to hiding your wealth. In addition, You gain the following benefits:

• Tax Evasion: Before you evade a blue dragon’s lightning breath or a fireball spell, you learn to avoid far worse effects - you can use this feature to avoid taxes and fines levied against you. If you succeed on a Dexterity saving throw against a tax or fine imposed upon you, you avoid paying it entirely. If you fail the saving throw, you still only pay half the amount.
• Feat Tax Evasion: You are able to train yourself in specialized fields without anyone noticing you’re not a Fighter. You gain one Feat of your choice.

Stunning Spectacle

At 11th level, you have become a master of your wealth and can use it to manipulate your enemies and even the ki energy of the universe.

• Monetary Presence: Whenever you spend ki points to use a Monk feature, you can spend an additional ki point to force a creature within 60 feet of you to make a Wisdom saving throw. On a failed save, the creature is stunned until the end of your next turn and you can’t use this feature again until you finish a long rest as the creature is caught off guard by your force of will and sheer wealth. Additionally you gain Ki Tax Evasion.
• Ki Tax Evasion: You can avoid paying your debts to nature, whenever you successfully stun a creature using stunning strike or Monetary Presence, you regain all ki previously spent on stunning strike/Monetary Presence this turn.

Money is Power

At 17th level, you learn how to use your wealth to empower your martial arts. When you spend ki points to use certain Monk features, you can choose to spend an additional ki point to increase the effectiveness of these features in the following ways:

• Monetary Storm: If you use Monetary Flurry, you can spend an additional ki point to add an additional attack as part of Monetary Flurry, these attacks ignore resistances and treat immunities as resistances.
• Attacks Evasion: If you use Patient Defense, you can spend an additional ki point to increase your AC by 2 and gain resistance to a specific damage type, the duration is the same as the feature.