Magic Initiate

This feat is officially banned from my campains. You will see wizards spendind half of their spell slots in cure wounds, and cleric spending half of spell slots on Sheild. This litterally breaks the balancing of classes

When I take the Cleric version as Warlock and pick Bless, can I use my Pact Weapon to cast it? Or do I need a component pouch and put a Holy symbol worth 5 gp in it?

If I play a wizard, and take magic initiate (wizard), can I copy the spells in my spellbook (with the cost and/or via creating a scroll first), and (as in 2024 rules) as I level up, swich the 1’st level spell, and copy that to my spellbook, and so on?…

I think I am missing something. If you created an Acolyte Human Cleric you could have this feat 3 times at level 1 which would give you 9 cantrips and could you not choose healing word 3 times?

Spell change, am I right in thinking that you can choose a different spell based on your level or can you only use level 1 spells?

Is the level 1 Spell considered a spell from the List type of the Character's Calss.

A Warlock takes MI Cleric or Wizard.

HE then gets the Cartomancer feat.

Can he use a Cleric/Wizard spell equal to his highest Warlock spell slot?

Can I confirm that it would upcast as a Warlock? 

Warlock choose MI Cleric , Cure Wounds and gets to level 3 , does that CW now cast , causing 4d8 HPs ? Would it apply the 1/day  and the use of a spell slot to cast? 

so no Bard?? so dumb.

I picked Magic Initiate - Wizard as a feat for my Wizard character, picked Detect Magic as the level 1 spell, and D&D Beyond doesn't show the ritual tag on the spell. I know I can still cast it using a spell slot, but can I also cast it as a ritual?

I chose this for my extra human feat in a human sailor, way of the open hand, monk,

He was a very strictly martial arts character, not totally opposed to magic, but he prided himself in his hard-earned abilities,

I chose wisdom, wizard, Jump, blade ward, and gust,

This wasn't because he had the capability of casting magic, but represented his advanced movement skills, Jump allowed him to add movement and vertical capabilities during combat, I would do these really cool moves like grapple some one with my action, jump 30 ft. up, land on them(with Tasha's DC 15 save), then bonus action furry of blows punch them 20 ft. up and then 15ft. up and away, or things like the one before but I wouldn't grapple, and instead I would jump as they where in the air, and punch them to the ground. Blade ward, being his only concentration spell, was almost always active and represented his ability to avoid hits in a fashion similar to his deflect attacks ability, and gust represented how he was able to move with such force and agility he could direct the wind around him, I really picked it up to add 5 ft. to his jump, I used it once or twice to throw things a bit farther, notably skipping a rock, I sometimes described my clothes billowing in the wind, I once out of combat pushed someone 10 ft. with it, and If I was preparing for an attack or didn't have anything to do with my action I would ready this spell to deflect an arrow for myself or one of my friends, or possibly push someone of a cliff, but that never happened, I once deflected an enemy arrow onto another enemy though.

In all, this was used to boost my martial-only character's  capabilities in and out of combat, as well as his roll play options. In the lore he had no magic, but mechanically, he used these spells all the time and they were an essential part of his combat turns.

So I'm a level 1 cleric and I can perpare 4 spells
And when it says "You always have that spell prepared." does it mean I can perpare 3 other spells, or can I still perpare 4 spells (apart from the spell I've chosen)?

I'm new so I don't know much