“It is a better world. A place where we are responsible for our actions, where we can be kind to one another because we want to and because it is the right thing to do instead of being frightened into behaving by the threat of divine punishment.” ― Oramis, Eldest by Christopher Paolini.
Not really. A lot of people I've known or encountered online think about game stuff in the same way as you have in this case.
It's where the old tales of wizards being killed by house cats came from, and now "deadly" quartets of bats, and I'm sure there will be some similar thing in the future.
Because no matter that the game has always set things up so that this scenarios aren't actually true (by which I mean that the DM is not going to roll out combat between a PC and a house cat, nor is it likely that commoners will be facing off against bats with dice rolls and combat rules involved), the writers of game material will still provide mechanical details for one thing or another that really doesn't even need to have details and as a result will create these goofy by-the-book scenarios.