banking build driven common reflection

Mirror Shade

Monsters Vecna: Eve of Ruin

’t observed the mirror shade move or act, that creature must succeed on a DC 18 Intelligence (Investigation) check to discern that the mirror shade isn’t the creature’s own reflection

strike. Mirror shades can be found throughout the multiverse but are particularly common in the Outer Planes.Poison, Psychic, RadiantAcid, Fire, Lightning; Bludgeoning, Piercing, and Slashing from

Fog Giant

Monsters Mordenkainen's Fiendish Folio Volume 1

cloud giants in the ordning—the set of values and expectations that determines their rank in giant society—is driven by wealth. Those cloud giants foolish or unlucky enough to have their

killed or driven away. Calculating Masters. When a fog giant accumulates followers, it sets them to the task of rebuilding the giant’s collection of wondrous, expensive treasures. Its favored

Mark of Warding Dwarf

Species Eberron: Rising from the Last War

useful as these services are, it’s the Banking Guild that truly defines the house. Kundarak’s lands in the Mror Holds include deep veins of precious metals, which the dwarves used to

establish the banking industry of Khorvaire. Anyone who makes a living from coin—from bankers to goldsmiths—likely learned their skills at House Kundarak. The security of banks bearing the

The Forest Queen

monsters

peace between people and beasts. But as ages passed, her children grew restless in the shade of her leaves. Her eldest son came to her and said, “Mother, I dream of war! I want to build a fortress

next day the eldest daughter came before the Queen. “Mother, I dream of magic! I want to build a tower and conjure fire!” The Queen replied, “Then leave the wood, but do not cast your

Humanoid Mutate

Monsters Phandelver and Below: The Shattered Obelisk

as smooth as a salamander’s. Some intelligent Humanoid mutates retain their personalities from before they were exposed to the Far Realm. Some, driven by the allure of otherworldly powers, seek

have tried to create armies of mutates to sweep through the Underdark. However, their efforts always proved fruitless, and eventually the mind flayers gave up their schemes. Several common types of

Symbol Legacy

Spells Basic Rules (2014)

common triggers are opening the object, approaching within a certain distance of it, or seeing or reading the glyph. You can further refine the trigger so the spell is activated only under certain

Intelligence saving throw. On a failed save, the target is driven insane for 1 minute. An insane creature can't take actions, can't understand what other creatures say, can't read, and speaks only in

Hobgoblin

races Mordenkainen Presents: Monsters of the Multiverse

Hobgoblins trace their origins to the ancient courts of the Feywild, where they first appeared with their goblin and bugbear kin. Many of them were driven from the Feywild by the conquering god

;Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores

Owlin

races Strixhaven: A Curriculum of Chaos

character might be nocturnal. Or perhaps your character is simply prone to rise later, embodying the common nickname of night owl. Creating Your Character If you create an owlin character, follow these

increase three different scores by 1. Follow this rule regardless of the method you use to determine the scores, such as rolling or point buy. The “Quick Build” section for your

Sable Elf

races

-weariness. Sable Elf Names Sable elves follow naming conventions of the ancient elves for their first birth name and their second adopted common name. However, they do not adopt the third name, or lineage name, that some elves do, as a reflection of their disgraced status.

Shipwright

Backgrounds Ghosts of Saltmarsh

You have sailed into war on the decks of great ships, patching their hulls with soup bowls and prayers. You once helped build a fishing vessel that single-handedly saved a town from starvation. You

Reflection. Muddied water always clears in time. (Any) 6 Hope. The horizon at sea holds the greatest promise. (Any) D6 BOND 1 I must visit all the oceans

Investigator

Backgrounds Van Richten’s Guide to Ravenloft

the mysteries you’re embroiled in are local crimes or realm-spanning conspiracies, you’re driven by a personal need to hunt down even the most elusive clues and reveal what others would

, evidence from a past case (choose one or roll for a trinket from the Horror Trinkets table after this background), a set of Clothes, Common;common clothes, and 10 gp Path to Mystery Your first case

Orc Legacy

races Mordenkainen Presents: Monsters of the Multiverse

Orcs trace their creation to the one-eyed god Gruumsh, an unstoppable warrior and powerful leader. The divine qualities of Gruumsh resonate within orcs, granting them a reflection of his toughness

three different scores by 1. Follow this rule regardless of the method you use to determine the scores, such as rolling or point buy. The “Quick Build” section for your character’s

Morkoth

Monsters Mordenkainen Presents: Monsters of the Multiverse

, lightning bolt, sendingSpell Reflection. If the morkoth makes a successful saving throw against a spell or a spell attack misses it, the morkoth can choose another creature (including the spellcaster) it

;s petrified flesh came back to life as morkoths: tentacled monstrosities brimming with malice and greed. Morkoths are driven by greed and selfishness mixed with a yearning for conflict. They hoard

Orzhov Representative

Backgrounds Guildmasters’ Guide to Ravnica

the flesh as long as possible, and as a spirit afterward. (Any) Bonds d6 Bond 1 The unbearable weight of my debt has driven me to desperation. 2 I’m duty-bound

activities in crime, banking, or debt collection could tie you to members of other guilds. Roll twice on the Orzhov Contacts table (for an ally and a rival) and once on the Non-Orzhov Contacts table

Urchin Legacy

Backgrounds Player’s Handbook (2014)

Hand, StealthTool Proficiencies: Disguise kit, thieves’ toolsEquipment: A small knife, a map of the city you grew up in, a pet mouse, a token to remember your parents by, a set of common clothes

shaped by lives of desperate poverty, for good and for ill. They tend to be driven either by a commitment to the people with whom they shared life on the street or by a burning desire to find a better

Human Legacy

races Basic Rules (2014)

reckonings of most worlds, humans are the youngest of the common races, late to arrive on the world scene and short-lived in comparison to dwarves, elves, and dragons. Perhaps it is because of their

shorter lives that they strive to achieve as much as they can in the years they are given. Or maybe they feel they have something to prove to the elder races, and that’s why they build their mighty

Shifter Legacy

races Mordenkainen Presents: Monsters of the Multiverse

they can temporarily enhance their animalistic features by entering a state they call shifting. Shifters are similar to humans in height and build but are typically more lithe and flexible. Their

point buy. The “Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t

Bugbear

races Mordenkainen Presents: Monsters of the Multiverse

formidable build, bugbears are quiet skulkers, thanks to a fey magic that allows them to hide in spaces seemingly too small for them. Creating Your Character At 1st level, you choose whether your

the scores, such as rolling or point buy. The “Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or

Water Genasi

races Mordenkainen Presents: Monsters of the Multiverse

determine the scores, such as rolling or point buy. The “Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow those

suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is

Harengon

races Mordenkainen Presents: Monsters of the Multiverse

Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores

above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers a list of

Aarakocra

races Mordenkainen Presents: Monsters of the Multiverse

regardless of the method you use to determine the scores, such as rolling or point buy. The “Quick Build” section for your character’s class offers suggestions on which scores to

increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you

Shadar-kai

races Mordenkainen Presents: Monsters of the Multiverse

by 1, or increase three different scores by 1. Follow this rule regardless of the method you use to determine the scores, such as rolling or point buy. The “Quick Build” section for your

character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers a list of languages to choose from. The DM is

Satyr

races Mordenkainen Presents: Monsters of the Multiverse

, such as rolling or point buy. The “Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them

, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character

Shifter Legacy

races Eberron: Rising from the Last War

personality: a feline shifter may be cool and distant, driven by predatory instincts, while a shifter with a lupine spirit might be drawn to find and protect a pack. When a shifter fully embraces this beast

within they physically transform for a short time. A shifter’s beast within is reflected by the shifter’s subrace. Four subraces are especially common: Beasthide often signifies the

Uthgardt Tribe Member

Backgrounds Sword Coast Adventurer's Guide

and ruin. But for the last few generations, some bands among the tribes were tempted to settle, make peace, trade, and even to build towns. Perhaps this is why Uthgar chose to raise up the totems

Uthgardt stands for. Outlander d8 Personality Trait 1 I’m driven by a wanderlust that led me away from home. 2 I watch over my friends as if they were a litter of

Deep Gnome

races Mordenkainen Presents: Monsters of the Multiverse

1. Follow this rule regardless of the method you use to determine the scores, such as rolling or point buy. The “Quick Build” section for your character’s class offers suggestions on

which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one

Minotaur

races Mordenkainen Presents: Monsters of the Multiverse

you use to determine the scores, such as rolling or point buy. The “Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow

those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is

Duergar

races Mordenkainen Presents: Monsters of the Multiverse

“Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but you can’t raise any of

your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers

Triton

races Mordenkainen Presents: Monsters of the Multiverse

increase a different score by 1, or increase three different scores by 1. Follow this rule regardless of the method you use to determine the scores, such as rolling or point buy. The “Quick Build

. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers a list of languages

Kenku

races Mordenkainen Presents: Monsters of the Multiverse

as rolling or point buy. The “Quick Build” section for your character’s class offers suggestions on which scores to increase. You can follow those suggestions or ignore them, but

you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The

Air Genasi

races Mordenkainen Presents: Monsters of the Multiverse

regardless of the method you use to determine the scores, such as rolling or point buy. The “Quick Build” section for your character’s class offers suggestions on which scores to

increase. You can follow those suggestions or ignore them, but you can’t raise any of your scores above 20. Languages Your character can speak, read, and write Common and one other language that

Kender

races Dragonlance: Shadow of the Dragon Queen

use to determine the scores, such as rolling or point buy. The “Quick Build” section for your character’s class offers suggestions on which scores to increase. You’re free to

follow those suggestions or to ignore them. Whichever scores you decide to increase, none of the scores can be raised above 20. Languages Your character can speak, read, and write Common and one

Criminal - Baldur's Gate

Backgrounds Baldur’s Gate: Descent into Avernus

type of gaming set, thieves’ tools Equipment: A crowbar, a set of dark common clothes including a hood, and a pouch containing 15 gp Criminal Origins Criminals are pervasive in Baldur

Guild took over your family business, ran it into the ground, and burned the building for insurance money. You were driven into crime yourself, but you’ll never work for the Guild. You take

House Kundarak

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

Banking Guild that truly defines the house. Kundarak’s lands in the Mror Holds include deep veins of precious metals, which the dwarves used to establish the banking industry of Khorvaire. Anyone who

Morrikan d’Kundarak has instructed house heirs to establish connections with the Gatekeeper druids. The druids have much in common with the house, being the creators of the wards that protect Eberron from the daelkyr.

Metallic Dragonborn

Species Fizban's Treasury of Dragons

. Follow this rule regardless of the method you use to determine the scores, such as rolling or point buy. The “Quick Build” section for your character’s class offers suggestions on which

speak, read, and write Common and one other language that you and your DM agree is appropriate for the character. The Player’s Handbook offers a list of languages to choose from. The DM is free

D&D Beyond

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