divine inherently are bankers

Istrid Horn

Monsters Waterdeep: Dragon Heist

dying 1st level (4 slots): divine favor, guiding bolt, healing word, shield of faith 2nd level (3 slots): lesser restoration, magic weapon, hold person, silence, spiritual weapon 3rd level (3 slots

out of a heavily guarded warehouse in the Dock Ward, offering loans to those in need of coin. Her interest rates are comparable to those of her competitors (including noble families of bankers such as

Ephara as Campaign Villain

Compendium - Sources->Dungeons & Dragons->Mythic Odysseys of Theros

see cities as inherently superior to other locations, they are unmoved by simple pleas to leave the wilderness as it is, and the characters likely must stop them by force. Ephara’s Divine Schemes

Ephara as Campaign Villain A campaign with Ephara as the villain might be well suited to a wilderness-based campaign. Many people of the wilds see the patron of cities as inherently villainous—a

Half-Orcs

Compendium - Sources->Dungeons & Dragons->Wayfinder's Guide to Eberron

servants of the Silver Flame who devote their lives to containing the evils of the Wastes; as a half-orc paladin, you might have been sent south on a divine mission, hoping your human blood will help you

aren’t inherently EVIL. People may be afraid of you because they think you’re a dangerous bounty hunter, but there’s no immediate assumption that you’re cruel or bloodthirsty... Most of the time.

Oath of Redemption

Compendium - Sources->Dungeons & Dragons->Xanathar's Guide to Everything

undead, demons, devils, and other supernatural threats can be inherently evil. Against such foes, paladins who swear this oath bring the full wrath of their weapons and spells to bear. Yet the

your presence with divine power. As a bonus action, you grant yourself a +5 bonus to Charisma (Persuasion) checks for the next 10 minutes. Rebuke the Violent. You can use your Channel Divinity to

Mystical Islands

Compendium - Sources->Dungeons & Dragons->Mythic Odysseys of Theros

. The island is inherently magical, perhaps being an intrusion from a bizarre demiplane or the dream of a sleeping demigod. 9 Promised Land. The island is a gift from a god to a favored individual

or population, specially tailored to suit their whims. 10 Divine Refuge. A god created this island to be a personal getaway, making it a reflection of the world as it would appear if they were

Guild

Compendium - Sources->Dungeons & Dragons->Tasha’s Cauldron of Everything

existing enchanted items and might be willing to buy or trade adventurers’ spoils. 4 Moneychangers. These merchants deal in all forms of currency, acting as bankers, loan agents, and crucial contacts for

vengeance, they provide divine inspiration and guidance to you and to the guild. Somehow your group and the guild inspire their hope for ascension. Guild Representatives As a guild member, you might be

The Doom Raiders

Compendium - Sources->Dungeons & Dragons->Waterdeep: Dragon Heist

operation out of a heavily guarded warehouse in the Dock Ward, offering loans to those in need of coin. Her interest rates are comparable to those of her competitors (including noble families of bankers such

, +6 to hit with spell attacks). She has the following cleric spells prepared: Cantrips (at will): light, mending, sacred flame, spare the dying 1st level (4 slots): divine favor, guiding bolt

King Hekaton and His Daughters

Compendium - Sources->Dungeons & Dragons->Storm King's Thunder

, and his divine offspring — the lesser giant gods — were out of touch, constantly waging war against one another on the Outer Planes. Hekaton came to believe that the giants were no longer the rightful

civilizations of the small folk and leave them alone, if he could not countenance forming alliances with them. Hekaton, inherently distrustful of the small folk, wanted nothing to do with them, but he

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