banking bad during current rules

Annis Hag

Monsters Mordenkainen Presents: Monsters of the Multiverse

hag. Over time, “Granny” or “Grampy” convinces the child that it’s okay to do bad deeds—starting with breaking things or wandering without permission, then

tokens at any distance (no action required), whereupon the token retains its current form but loses its magic.Cold

Shapechange Legacy

Spells Basic Rules (2014)

rules for the original form, with one exception: if your new form has more hit points than your current one, your hit points remain at their current value.

Ancient Dragon Turtle

Monsters Fizban's Treasury of Dragons

Amphibious. The dragon turtle can breathe air and water Blessing of the Sea (Recharges after a Short or Long Rest). If the dragon turtle would be reduced to 0 hit points, its current hit point total

table to help select spells for a spellcasting dragon. (Though the Monster Manual doesn’t explicitly include dragon turtles in the variant rules for making a dragon a spellcaster, you can apply

Young Dragon Turtle

Monsters Fizban's Treasury of Dragons

explicitly include dragon turtles in the variant rules for making a dragon a spellcaster, you can apply those rules to these aquatic dragons.) Dragon Turtle Personality Traits d8

out of arrow range, so they know I am watching. 8 I am fascinated by the politics of surface realms and talk endlessly with sailors and adventurers to stay current on the latest happenings on

Dragon Turtle Wyrmling

Monsters Fizban's Treasury of Dragons

characters, and use the Dragon Turtle Spellcasting table to help select spells for a spellcasting dragon. (Though the Monster Manual doesn’t explicitly include dragon turtles in the variant rules for

making a dragon a spellcaster, you can apply those rules to these aquatic dragons.) Dragon Turtle Personality Traits d8;{"diceNotation":"1d8","rollType":"roll","rollAction":"Trait"} Trait

Water Genasi

races Mordenkainen Presents: Monsters of the Multiverse

scales. Their hair can resemble seaweed, waving as if in a current, or it can even be like water itself. Genasi Tracing their ancestry to the genies of the Elemental Planes, each genasi can tap into

whether your character is a member of the human race or of a fantastical race. If you select a fantastical race, follow these additional rules during character creation. Ability Score Increases When

Criminal / Spy Legacy

Backgrounds Basic Rules (2014)

than most people to the world of murder, theft, and violence that pervades the underbelly of civilization, and you have survived up to this point by flouting the rules and regulations of society

. 4 I have a “tell” that reveals when I’m lying. 5 I turn tail and run when things look bad. 6 An innocent person is in prison for a crime that I committed. I’m okay with that.

Giff

races Spelljammer: Adventures in Space

divine beings who created giff have likewise been forgotten. Their titanic petrified bodies drift on the Astral Sea, isolated and unrecognizable in their current forms. Although they don’t realize

character is a member of the human race or one of the game’s fantastical races. If you create a character using a race option presented here, follow these additional rules during character creation

Dwarves and Dragonmarks

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

close ties to the Mror Holds and their loyalty to the house over any particular nation. In addition to providing all manner of security, House Kundarak dominates Khorvaire’s banking industry. As a

dragonmarked house, it is obliged to remain neutral in the politics of all nations, including its homeland. As a result, Clan Kundarak is no longer represented on the Iron Council that rules the Mror

Dwarves and Dragonmarks

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

close ties to the Mror Holds and their loyalty to the house over any particular nation. In addition to providing all manner of security, House Kundarak dominates Khorvaire’s banking industry. As a

dragonmarked house, it is obliged to remain neutral in the politics of all nations, including its homeland. As a result, Clan Kundarak is no longer represented on the Iron Council that rules the Mror

Dwarves and Dragonmarks

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

close ties to the Mror Holds and their loyalty to the house over any particular nation. In addition to providing all manner of security, House Kundarak dominates Khorvaire’s banking industry. As a

dragonmarked house, it is obliged to remain neutral in the politics of all nations, including its homeland. As a result, Clan Kundarak is no longer represented on the Iron Council that rules the Mror

Criminal - Baldur's Gate

Backgrounds Baldur’s Gate: Descent into Avernus

underbelly of civilization, and you have survived up to this point by flouting the rules and regulations of society. Skill Proficiencies: Deception, Stealth Tool Proficiencies: One

tail and run when things look bad. 6 An innocent person is in prison for a crime that I committed. I’m okay with that.

Creating a Dragonmarked Character

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

Creating a Dragonmarked Character Dragonmarks manifest on certain members of a few species, represented in the rules by variant race options: For humans and half-orcs, a dragonmark is a variant race

Bodyguards, mercenaries Shadow Phiarlan Thuranni Elf Elf Entertainment, espionage Entertainment, assassination Storm Lyrandar Half-elf Air and sea transportation Warding Kundarak Dwarf Banking, storage, prisons

Creating a Dragonmarked Character

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

Creating a Dragonmarked Character Dragonmarks manifest on certain members of a few species, represented in the rules by variant race options: For humans and half-orcs, a dragonmark is a variant race

Bodyguards, mercenaries Shadow Phiarlan Thuranni Elf Elf Entertainment, espionage Entertainment, assassination Storm Lyrandar Half-elf Air and sea transportation Warding Kundarak Dwarf Banking, storage, prisons

The Middle Path

Compendium - Sources->Dungeons & Dragons->Dungeon Master’s Guide (2014)

between relying on their bonuses and abilities and paying attention to the game and immersing themselves in its world. Remember that dice don’t run your game — you do. Dice are like rules. They’re

bad die roll foiling the character’s plans. By the same token, a bad plan or unfortunate circumstances can transform the easiest task into an impossibility, or at least impose disadvantage.

The Middle Path

Compendium - Sources->Dungeons & Dragons->Dungeon Master’s Guide (2014)

between relying on their bonuses and abilities and paying attention to the game and immersing themselves in its world. Remember that dice don’t run your game — you do. Dice are like rules. They’re

bad die roll foiling the character’s plans. By the same token, a bad plan or unfortunate circumstances can transform the easiest task into an impossibility, or at least impose disadvantage.

Orzhov Syndicate

Compendium - Sources->Dungeons & Dragons->Guildmasters' Guide to Ravnica

twin facades of religious hierarchy and banking operation, Orzhov is an organized crime syndicate with its fingers in businesses across the city. The Orzhov’s original function was both religious and

wealth, prestige, and longevity. The Ghost Council, also called the Obzedat, that leads the Orzhov founded the guild and signed the Guildpact, but it isn’t clear which members of the original Obzedat might have faded from existence since then and which current members have joined since.

The Middle Path

Compendium - Sources->Dungeons & Dragons->Dungeon Master’s Guide (2014)

between relying on their bonuses and abilities and paying attention to the game and immersing themselves in its world. Remember that dice don’t run your game — you do. Dice are like rules. They’re

bad die roll foiling the character’s plans. By the same token, a bad plan or unfortunate circumstances can transform the easiest task into an impossibility, or at least impose disadvantage.

Orzhov Syndicate

Compendium - Sources->Dungeons & Dragons->Guildmasters' Guide to Ravnica

twin facades of religious hierarchy and banking operation, Orzhov is an organized crime syndicate with its fingers in businesses across the city. The Orzhov’s original function was both religious and

wealth, prestige, and longevity. The Ghost Council, also called the Obzedat, that leads the Orzhov founded the guild and signed the Guildpact, but it isn’t clear which members of the original Obzedat might have faded from existence since then and which current members have joined since.

Compiled Answers

Compendium - Sources->Dungeons & Dragons->Sage Advice & Errata