banking because decide come replace

Alter Self

Spells Player’s Handbook

You alter your physical form. Choose one of the following options. Its effects last for the duration, during which you can take a Magic action to replace the option you chose with a different one

. Aquatic Adaptation. You sprout gills and grow webs between your fingers. You can breathe underwater and gain a Swim Speed equal to your Speed. Change Appearance. You alter your appearance. You decide

Animate Dead

Spells Player’s Handbook

at the same time, issuing the same command to each one). You decide what action the creature will take and where it will move on its next turn, or you can issue a general command, such as to guard a

. Using a Higher-Level Spell Slot. You animate or reassert control over two additional Undead creatures for each spell slot level above 3. Each of the creatures must come from a different corpse or pile of bones.

Monastery of the Distressed Body, Grand Master

Monsters Lost Laboratory of Kwalish

of a Vorpal Sword. Shards of a vorpal sword once broken against the devil replace its claws. A successful DC 12 Intelligence (Arcana) or Wisdom (Perception) check identifies them as such. When the

decide that the target is too large for its head to be cut off by the devil’s claws. If removed, the shards lose their magical powers. Local Teleportation-Field Bracelets. Local teleportation

Mark of Warding Dwarf

Species Eberron: Rising from the Last War

useful as these services are, it’s the Banking Guild that truly defines the house. Kundarak’s lands in the Mror Holds include deep veins of precious metals, which the dwarves used to

establish the banking industry of Khorvaire. Anyone who makes a living from coin—from bankers to goldsmiths—likely learned their skills at House Kundarak. The security of banks bearing the

Animate Dead Legacy

Spells Basic Rules (2014)

command to each one). You decide what action the creature will take and where it will move during its next turn, or you can issue a general command, such as to guard a particular chamber or corridor. If you

using a spell slot of 4th level or higher, you animate or reassert control over two additional undead creatures for each slot level above 3rd. Each of the creatures must come from a different corpse or pile of bones.

Entertainer Legacy

Backgrounds Player’s Handbook (2014)

any place that features combat for entertainment — perhaps a gladiatorial arena or secret pit fighting club. You can replace the musical instrument in your equipment package with an inexpensive

1 I know a story relevant to almost every situation. 2 Whenever I come to a new place, I collect local rumors and spread gossip. 3 I’m a hopeless romantic, always searching

Spring Eladrin

Monsters Mordenkainen Presents: Monsters of the Multiverse

two Longsword or Longbow attacks. It can replace one attack with a use of Spellcasting. Longsword. Melee Weapon Attack: +6;{"diceNotation":"1d20+6","rollType":"to hit","rollAction":"Longsword"} to hit

dinner, come with an empty stomach. Their goodwill extends to heaping portions. Note to self: send some of my spring eladrin friends to visit Mordenkainen. That’ll teach him to lighten up. TASHA

Hexblood

Species Van Richten’s Guide to Ravenloft

mark of the bargain between hag and hexblood, a debt owed, or a change to come. Hexblood Origins A bargain with a hag or other eerie forces transformed your character into a magical being. Roll on

with a hag. You are the result of that arrangement. 2 Fey kidnappers swapped you and your parents’ child. 3 A coven of hags lost one of its members. You were created to replace the

Autumn Eladrin

Monsters Mordenkainen Presents: Monsters of the Multiverse

makes two Longsword or Longbow attacks. It can replace one attack with a use of Spellcasting. Longsword. Melee Weapon Attack: +5;{"diceNotation":"1d20+5","rollType":"to hit","rollAction":"Longsword

by feelings of goodwill. In this aspect, they defuse conflicts and alleviate suffering by using their magic to relieve any ailments that afflict the people who come to them for aid. They tolerate no

Izek Strazni

Monsters Curse of Strahd

grown a new arm to replace the one he had lost. The new appendage has barbed spines, elongated fingers, and long nails. He can create fire with the snap of his fiendish fingers and has used the flames

come between them. Izek Strazni’s Traits Ideal. “Fear is a powerful weapon. I use it to get what I want.” Bond. “I am loyal to my master, Baron Vallakovich, for he brought me

Mark of Healing Halfling

Species Eberron: Rising from the Last War

will come with a cost. If you have the gold, Jorasco healers can remove a disease instantly with lesser restoration. If you can’t afford such a service, they will treat you with mundane techniques

during the Last War, working with House Vadalis to develop biological weapons and new creatures. A Jorasco heir has to decide if they want to investigate these rumors.

Owlin

races Strixhaven: A Curriculum of Chaos

Distant kin of giant owls from the Feywild, owlin come in many shapes and sizes, from petite and fluffy to wide-winged and majestic. Owlin have arms and legs like other Humanoids, as well as wings

character’s class offers suggestions on which scores to increase. You’re free to follow those suggestions or to ignore them. Whichever scores you decide to increase, none of the scores can be

Animate Objects Legacy

Spells Basic Rules (2014)

Objects come to life at your command. Choose up to ten nonmagical objects within range that are not being worn or carried. Medium targets count as two objects, Large targets count as four objects

the same time, issuing the same command to each one). You decide what action the creature will take and where it will move during its next turn, or you can issue a general command, such as to guard a

Relentless Juggernaut

Monsters Van Richten’s Guide to Ravenloft

. The juggernaut doesn’t require air, food, drink, or sleep.Multiattack. The juggernaut makes two attacks. It can replace one attack with Deadly Shaping if it is ready. Executioner’s Pick

Relentless killers come into being and undertake their terrifying sprees for a spectrum of reasons. When creating a relentless killer, consider what circumstances led to their transformation and

Inheritor

Backgrounds Sword Coast Adventurer's Guide

You are the heir to something of great value — not mere coin or wealth, but an object that has been entrusted to you and you alone. Your inheritance might have come directly to you from a

, and might have set you on the path to adventure, but it could also come with many dangers, including those who covet your gift and want to take it from you — by force, if need be. Skill

Entertainer - Baldur's Gate

Backgrounds Baldur’s Gate: Descent into Avernus

pit fighting club. You can replace the musical instrument in your equipment package with an inexpensive but unusual weapon, such as a trident or net. Suggested Characteristics Successful

high-minded ideals about the practice of art and the appreciation of beauty. d8 Personality Trait 1 I know a story relevant to almost every situation. 2 Whenever I come to a new

Orzhov Representative

Backgrounds Guildmasters’ Guide to Ravnica

activities in crime, banking, or debt collection could tie you to members of other guilds. Roll twice on the Orzhov Contacts table (for an ally and a rival) and once on the Non-Orzhov Contacts table

Orzhov contact; you can decide if the contact is an ally or a rival. 8 My childhood friend is now a Rakdos torturer. We still meet for drinks occasionally. 9 I have the key to a vault where

House Kundarak

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

Banking Guild that truly defines the house. Kundarak’s lands in the Mror Holds include deep veins of precious metals, which the dwarves used to establish the banking industry of Khorvaire. Anyone who

renegade dwarves using their marks to turn a profit, and such rogues strive to avoid the eye of Kundarak. As the dwarves of the Mror Holds have come into increasing conflict with the daelkyr, Lord

House Kundarak

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

Banking Guild that truly defines the house. Kundarak’s lands in the Mror Holds include deep veins of precious metals, which the dwarves used to establish the banking industry of Khorvaire. Anyone who

renegade dwarves using their marks to turn a profit, and such rogues strive to avoid the eye of Kundarak. As the dwarves of the Mror Holds have come into increasing conflict with the daelkyr, Lord

House Kundarak

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

Banking Guild that truly defines the house. Kundarak’s lands in the Mror Holds include deep veins of precious metals, which the dwarves used to establish the banking industry of Khorvaire. Anyone who

renegade dwarves using their marks to turn a profit, and such rogues strive to avoid the eye of Kundarak. As the dwarves of the Mror Holds have come into increasing conflict with the daelkyr, Lord

Creating a Dragonmarked Character

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

that replaces traits associated with those races. For half-elves, a dragonmark is a variant race that lets you keep some half-elf traits and replace others with the traits associated with your mark

Bodyguards, mercenaries Shadow Phiarlan Thuranni Elf Elf Entertainment, espionage Entertainment, assassination Storm Lyrandar Half-elf Air and sea transportation Warding Kundarak Dwarf Banking, storage, prisons

Creating a Dragonmarked Character

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

that replaces traits associated with those races. For half-elves, a dragonmark is a variant race that lets you keep some half-elf traits and replace others with the traits associated with your mark

Bodyguards, mercenaries Shadow Phiarlan Thuranni Elf Elf Entertainment, espionage Entertainment, assassination Storm Lyrandar Half-elf Air and sea transportation Warding Kundarak Dwarf Banking, storage, prisons

Golgari Agent

Backgrounds Guildmasters’ Guide to Ravnica

the moss-covered building where I took part in my first reclamation mission. 5 I found something in the sewer that must never come to light. 6 I am forever grateful to the reclaimer who

bother to couch my opinions in flattering words. 5 I can’t help but pocket any trinket or coin I come across, no matter how worthless. 6 I’m convinced that I’m better and

Character Advancement

Compendium - Sources->Dungeons & Dragons->Waterdeep: Dragon Heist

. Fireball 3rd 4. Dragon Season 3rd–4th 5. Spring Madness 5th or higher 6. Hell of a Summer 5th or higher 7. Maestro’s Fall 5th or higher 8. Winter Wizardry 5th or higher If you decide to track

experience points, you can slow the rate of advancement by banking XP until you’re ready for the party to level up. Conversely, you can hasten level advancement by awarding ad hoc XP for completing goals

Creating a Dragonmarked Character

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

that replaces traits associated with those races. For half-elves, a dragonmark is a variant race that lets you keep some half-elf traits and replace others with the traits associated with your mark

Bodyguards, mercenaries Shadow Phiarlan Thuranni Elf Elf Entertainment, espionage Entertainment, assassination Storm Lyrandar Half-elf Air and sea transportation Warding Kundarak Dwarf Banking, storage, prisons

Character Advancement

Compendium - Sources->Dungeons & Dragons->Waterdeep: Dragon Heist

. Fireball 3rd 4. Dragon Season 3rd–4th 5. Spring Madness 5th or higher 6. Hell of a Summer 5th or higher 7. Maestro’s Fall 5th or higher 8. Winter Wizardry 5th or higher If you decide to track

experience points, you can slow the rate of advancement by banking XP until you’re ready for the party to level up. Conversely, you can hasten level advancement by awarding ad hoc XP for completing goals

Character Advancement

Compendium - Sources->Dungeons & Dragons->Waterdeep: Dragon Heist

. Fireball 3rd 4. Dragon Season 3rd–4th 5. Spring Madness 5th or higher 6. Hell of a Summer 5th or higher 7. Maestro’s Fall 5th or higher 8. Winter Wizardry 5th or higher If you decide to track

experience points, you can slow the rate of advancement by banking XP until you’re ready for the party to level up. Conversely, you can hasten level advancement by awarding ad hoc XP for completing goals

Changing Your Subclass

Compendium - Sources->Dungeons & Dragons->Tasha’s Cauldron of Everything

level up. With your DM’s approval, you can change your subclass when you would normally gain a new subclass feature. If you decide to make this change, choose another subclass that belongs to your class

and replace all your old subclass features with the features of the new subclass that are for your new level and lower.

Changing Your Subclass

Compendium - Sources->Dungeons & Dragons->Tasha’s Cauldron of Everything

level up. With your DM’s approval, you can change your subclass when you would normally gain a new subclass feature. If you decide to make this change, choose another subclass that belongs to your class

and replace all your old subclass features with the features of the new subclass that are for your new level and lower.

Redbrand Ruffians Appear

Compendium - Sources->Dungeons & Dragons->Phandelver and Below: The Shattered Obelisk

the townsfolk, they might decide to confront the Redbrands. When they do, run the “Redbrand Ruffians” encounter. Alternatively, if the characters are reluctant to seek out the ruffians, the Redbrands can come looking for them at a time of your choosing.

Redbrand Ruffians Appear You can decide when the characters run into the Redbrands, the criminal gang that runs Phandalin. After the characters have visited several locations in town and talked to

Changing Your Subclass

Compendium - Sources->Dungeons & Dragons->Tasha’s Cauldron of Everything

level up. With your DM’s approval, you can change your subclass when you would normally gain a new subclass feature. If you decide to make this change, choose another subclass that belongs to your class

and replace all your old subclass features with the features of the new subclass that are for your new level and lower.

Redbrand Ruffians Appear

Compendium - Sources->Dungeons & Dragons->Phandelver and Below: The Shattered Obelisk

the townsfolk, they might decide to confront the Redbrands. When they do, run the “Redbrand Ruffians” encounter. Alternatively, if the characters are reluctant to seek out the ruffians, the Redbrands can come looking for them at a time of your choosing.

Redbrand Ruffians Appear You can decide when the characters run into the Redbrands, the criminal gang that runs Phandalin. After the characters have visited several locations in town and talked to

Redbrand Ruffians Appear

Compendium - Sources->Dungeons & Dragons->Phandelver and Below: The Shattered Obelisk

the townsfolk, they might decide to confront the Redbrands. When they do, run the “Redbrand Ruffians” encounter. Alternatively, if the characters are reluctant to seek out the ruffians, the Redbrands can come looking for them at a time of your choosing.

Redbrand Ruffians Appear You can decide when the characters run into the Redbrands, the criminal gang that runs Phandalin. After the characters have visited several locations in town and talked to

A Decision

Compendium - Sources->Dungeons & Dragons->Storm Lord’s Wrath

A Decision At some point, the characters must decide which vessel and captain they prefer. The town covers the cost of passage there and back for the characters, and both captains ask the same fare

replace fire with cold in attacks and resistances) can summon a pair of air elementals that serve him on behalf of Talos, which appear at the end of the first round of combat.

A Decision

Compendium - Sources->Dungeons & Dragons->Storm Lord’s Wrath

A Decision At some point, the characters must decide which vessel and captain they prefer. The town covers the cost of passage there and back for the characters, and both captains ask the same fare

replace fire with cold in attacks and resistances) can summon a pair of air elementals that serve him on behalf of Talos, which appear at the end of the first round of combat.

D&D Beyond

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