day interest are banks

Precognitive Mage

Monsters Guildmasters’ Guide to Ravnica

Innate Spellcasting. The mage’s innate spellcasting ability is Intelligence (spell save DC 14). It can cast the following spells, requiring no material components: 3/day: detect thoughts, mage

armor 1/day each: clairvoyance, locate objectQuarterstaff. Melee Weapon Attack: +1;{"diceNotation":"1d20+1","rollType":"to hit","rollAction":"Quarterstaff"} to hit, reach 5 ft., one target. Hit: 2

Istrid Horn

Monsters Waterdeep: Dragon Heist

target. Hit:8 (2d6 + 1);{"diceNotation":"2d6+1","rollType":"damage","rollAction":"Maul","rollDamageType":"bludgeoning"} bludgeoning damage. Treasure Sense (3/Day). Istrid magically pinpoints precious

out of a heavily guarded warehouse in the Dock Ward, offering loans to those in need of coin. Her interest rates are comparable to those of her competitors (including noble families of bankers such as

Bariaur Wanderer

Monsters Planescape: Adventures in the Multiverse

: dancing lights, druidcraft 1/day each: goodberry, pass without trace, tonguesHailing from Ysgard, bariaurs are centaur-like Celestials with the lower bodies of goats, humanoid torsos, and curved horns

eagerly suggesting gate-town attractions and other points of interest. Throughout their travels, these hardy wanderers absorb ambient planar energies, adapting to the vast and varied terrains of the Outer

Amnizu (Summoner Variant)

Monsters Mordenkainen Presents: Monsters of the Multiverse

a success. If the target is stunned for the full minute, it forgets everything it sensed, experienced, and learned during the last 5 hours. Summon Devil (1/Day). The amnizu summons 2d4;{"diceNotation

spellcasting ability (spell save DC 19): At will: command 3/day: dominate monster 1/day: feeblemindInstinctive Charm. When a creature within 60 feet of the amnizu makes an attack roll against it, and

Amnizu

Monsters Mordenkainen Presents: Monsters of the Multiverse

, requiring no material components and using Intelligence as the spellcasting ability (spell save DC 19): At will: command 3/day: dominate monster 1/day: feeblemindInstinctive Charm. When a creature

River Styx from fortresses along the river’s blighted banks, where it flows through Dis and Stygia. They collect the souls arriving in the form of lemure;lemures (see the Monster Manual). Lemures

Bael

Monsters Mordenkainen Presents: Monsters of the Multiverse

succeeds on this saving throw automatically if Bael wishes it or if he is incapacitated. Legendary Resistance (3/Day). If Bael fails a saving throw, he can choose to succeed instead. Magic Resistance

, invisibility, major image 3/day each: dispel magic, fly, suggestion, wall of fire 1/day: dominate monster Teleport. Bael teleports, along with any equipment he is wearing or carrying, up to 120 feet

Sythian Skalderang

Monsters Keys from the Golden Vault

. Sythian casts one of the following spells, using Charisma as the spellcasting ability (spell save DC 14): At will: mage hand, prestidigitation 1/day each: charm person, faerie fire, unseen servant

isn’t incapacitated.Fiendish Rebuke (3/Day). Immediately after a creature within 5 feet of Sythian hits him with an attack roll, Sythian forces that creature to make a DC 14 Constitution saving

Kolyarut

Monsters Planescape: Adventures in the Multiverse

Immutable Form. The kolyarut is immune to any spell or effect that would alter its form. Legendary Resistance (4/Day). If the kolyarut fails a saving throw, it can choose to succeed instead. Magic

’s next turn. Plane Shift (3/Day). The kolyarut casts plane shift, requiring no material components and using Intelligence as the spellcasting ability. The kolyarut can cast the spell normally

Stone Giant Rockspeaker

Monsters Bigby Presents: Glory of the Giants

Legendary Resistance (3/Day). If the giant fails a saving throw, it can choose to succeed instead. Stone Rune. The giant has a stone rune inscribed on a mineral object in its possession. While

more than other giants do, perhaps because of these giants’ interest in and aptitude for carving stone. Stone giants who combine this magic with prodigious artistic skill are called rockspeakers

Emerald Dragon Wyrmling

Monsters Fizban's Treasury of Dragons

least get close without arousing suspicion. Once in a position to observe, the dragon studies the day-to-day life of local folk, with a keen interest in any magical phenomena. Emerald dragons&rsquo

go out of their way to avoid interacting with other intelligent creatures. However, their interest in history and culture occasionally gets the better of them, prompting them to seek some engagement

Riverine

Monsters Journeys through the Radiant Citadel

Amphibious. The riverine can breathe air and water. Legendary Resistance (3/Day). If the riverine fails a saving throw, it can choose to succeed instead.Multiattack. The riverine

spellcasting ability (spell save DC 17): At-will: control water, fog cloud 1/day: greater restorationThe riverine can take 3 legendary actions, choosing from the options below. Only one legendary action

Daemogoth Titan

Monsters Strixhaven: A Curriculum of Chaos

Legendary Resistance (3/Day). If the titan fails a saving throw, it can choose to succeed instead. Pact of Suffering. Using a 10-minute long ritual, the titan can forge a magical bond with a willing

more punishing suffering in exchange for their pacts or knowledge. Barbed Gifts When a supplicant piques a daemogoth titan’s interest, the titan can grant a blessing to the supplicant (see &ldquo

Storm Giant Quintessent

Monsters Mordenkainen Presents: Monsters of the Multiverse

their banks; snow, dust, or sand forms deep drifts or dunes. Lightning. Flashes of lightning and peals of thunder are continual, day and night, within 5 miles of the lair. Winds. High wind blows within

Amphibious. The giant can breathe air and water. Legendary Resistance (1/Day). If the giant fails a saving throw, it can choose to succeed instead.Multiattack. The giant makes two Lightning Sword

Young Emerald Dragon

Monsters Fizban's Treasury of Dragons

, or at least get close without arousing suspicion. Once in a position to observe, the dragon studies the day-to-day life of local folk, with a keen interest in any magical phenomena. Emerald dragons

hand is invisible), minor illusion 1/day each: detect thoughts, invisibility, silent imageEmerald dragons are the most curious, cunning, and manipulative of the gem dragons, wielding psionic power to

The Abbot

Monsters Curse of Strahd

spells, requiring only verbal components: At will: detect evil and good 1/day each: commune, raise dead Magic Resistance. The Abbot has advantage on saving throws against spells and other magical

":"radiant"} radiant damage. Healing Touch (3/Day). The Abbot touches another creature. The target magically regains 20 (4d8 + 2);{"diceNotation":"4d8+2","rollType":"roll","rollAction":"Healing Touch

Hulgaz

Monsters The Book of Many Things

Legendary Resistance (3/Day). If Hulgaz fails a saving throw, she can choose to succeed instead. Magic Resistance. Hulgaz has advantage on saving throws against spells and other magical

. Hulgaz casts one of the following spells, requiring no material components and using Charisma as the spellcasting ability (spell save DC 18): At will: Charm Person 2/day each: Dispel Magic, Fog Cloud

Adult Emerald Dragon

Monsters Fizban's Treasury of Dragons

close without arousing suspicion. Once in a position to observe, the dragon studies the day-to-day life of local folk, with a keen interest in any magical phenomena. Emerald dragons&rsquo

Legendary Resistance (3/Day). If the dragon fails a saving throw, it can choose to succeed instead. Shift Perception (1/Day). The dragon can cast hallucinatory terrain, requiring no spell components

Ancient Emerald Dragon

Monsters Fizban's Treasury of Dragons

arousing suspicion. Once in a position to observe, the dragon studies the day-to-day life of local folk, with a keen interest in any magical phenomena. Emerald dragons’ attentiveness to unusual

Legendary Resistance (3/Day). If the dragon fails a saving throw, it can choose to succeed instead. Tunneler. The dragon can burrow through solid rock at half its burrowing speed and can leave a 20

Lady Illmarrow

Monsters Eberron: Rising from the Last War

Legendary Resistance (3/Day). If Illmarrow fails a saving throw, she can choose to succeed instead. Magic Resistance. Illmarrow has advantage on saving throws against spells and other magical

Emerald Claw, but her motives for founding the order are buried in her past. Lady Illmarrow has no interest in ruling the living. Rather, she seeks to become Queen of the Dead. The Mark of Death

Sapphire Dragon Wyrmling

Monsters Fizban's Treasury of Dragons

Intelligence as the spellcasting ability: 1/day each: alarm, Tenser's floating diskThe thunderous clash of conflict is part of the very nature of sapphire dragons. Militant and territorial, they defend

out new defenses? 4 Give me a storied helmet or scimitar over a pile of gold any day. 5 No creature can outsmart my defenses—if they do, they obviously cheated. 6 Any creature

Young Topaz Dragon

Monsters Fizban's Treasury of Dragons

components and using Intelligence as the spellcasting ability (spell save DC 14): 1/day each: bane, create or destroy waterDecay and despair are bound up in the nature of topaz dragons, thanks to

topaz dragon their monarch, despite the dragon’s complete lack of interest and growing annoyance toward them. Cold, Necrotic

Adult Gold Dragon Legacy

Monsters Basic Rules (2014)

Amphibious. The dragon can breathe air and water. Legendary Resistance (3/Day). If the dragon fails a saving throw, it can choose to succeed instead.Multiattack. The dragon can use its Frightful

’s lair, the dragon can establish telepathic contact with that creature and converse with it in its dreams. The creature remembers its conversation with the dragon upon waking. Banks of

Fog Giant

Monsters Mordenkainen's Fiendish Folio Volume 1

, fog cloud, light 3/day each: feather fall, misty stepMultiattack. The giant makes two greatsword attacks and casts fog cloud. Greatsword. Melee Weapon Attack: +12;{"diceNotation":"1d20+12

for a treasure or two. Bandit Kings. Forced to dwell in exile in the lands of the small folk, many fog giants develop an interest in those folk. Using a combination of threats and the promise of vast

Dandylion

Monsters Misplaced Monsters: Volume One

a bonus action. Rejuvenating Seedpods (2/Day). The dandylion releases a burst of seedpods from its tail, filling a 10-foot-radius sphere centered on itself. Each creature of the dandylion’s

the following spells, requiring no material components and using Charisma as the spellcasting ability (spell save DC 15): At will: druidcraft, guidance, purify food and drink 2/day each: entangle

Elf Legacy

Species Basic Rules (2014)

“I have never imagined such beauty existed,” Goldmoon said softly. The day’s march had been difficult, but the reward at the end was beyond their dreams. The companions stood on a

usually limited, though a few elves make a good living by trading crafted items for metals (which they have no interest in mining). Elves encountered outside their own lands are commonly traveling

Ancient Gold Dragon Legacy

Monsters Basic Rules (2014)

Amphibious. The dragon can breathe air and water. Legendary Resistance (3/Day). If the dragon fails a saving throw, it can choose to succeed instead.Multiattack. The dragon can use its Frightful

the dragon’s lair, the dragon can establish telepathic contact with that creature and converse with it in its dreams. The creature remembers its conversation with the dragon upon waking. Banks of

Storm Giant Quintessent Legacy

Monsters Volo's Guide to Monsters

protected from the wind. Rain, snow, or blowing dust or sand (whichever is most appropriate) is constant within 1 mile of the lair. Rain causes rivers and streams to fill or overflow their banks; snow

, dust, or sand form deep drifts or dunes. Flashes of lightning and peals of thunder are continual, day and night, within 5 miles of the lair. If the giant dies, the lightning, thunder, and high wind

Eye of Fear and Flame

Monsters Infernal Machine Rebuild

innately cast the following spells, requiring no components: At will: detect evil and good, detect thoughts 1/day each: etherealness, true seeingMultiattack. The eye of fear and flame makes two claw

to murder an innocent, with the argument that not doing so will result in some greater evil taking place. Ultimately, the success or failure of the task is of less interest to the eye of fear and

Courtier

Backgrounds Sword Coast Adventurer's Guide

life, your relationships with your former fellows can be an advantage for you and your adventuring comrades. You might undertake missions with your new companions that further the interest of the

intrigues of interest in the group are. Suggested Characteristics Use the tables for the guild artisan background in the Player’s Handbook as the basis for your traits and motivations

Far Traveler

Backgrounds Sword Coast Adventurer's Guide

granted will be to you new wonders that you’ve never laid eyes on before. By the same token, you’re a person of interest, for good or ill, to those around you almost anywhere you go.

speech, and perhaps even your appearance all mark you as foreign. Curious glances are directed your way wherever you go, which can be a nuisance, but you also gain the friendly interest of scholars and

Yuan-ti Pureblood Legacy

Species Volo's Guide to Monsters

interest of maintaining the strength of their personal bloodline. The yuan-ti have abandoned their humanity and consider non-serpentine humanoids to be lesser creatures, barely more civilized than

agents infiltrate enemy governments to discover weaknesses that their leaders can exploit. The yuan-ti look forward to the day when their empire rises again and spreads across the world like venom through

Lizardfolk Legacy

Species Volo's Guide to Monsters

into the future. This approach allows them to maintain their current level of influence in the world, but it limits their growth. Lizardfolk have no interest in developing writing, making long-term

pity. Born into the world lacking stout scales and sharp teeth, it’s a wonder they have managed to survive for so long. The typical human would barely make it through a day in the swamps. Still

V4. The Lost River

Compendium - Sources->Dungeons & Dragons->Princes of the Apocalypse

V4. The Lost River A river courses through the canyon, winding around tall spires and through the base of a plateau. Coarse green shrubs huddle along its banks. A gnoll pack lord and three gnolls

forage among large rocks west of the river. During the day, when the sky is clear, they use their longbows to take shots at characters. At night, they huddle behind the rocks, gnawing on fish from the

Orzhov Representative

Backgrounds Guildmasters’ Guide to Ravnica

become as rich as the oligarchs. (Evil) 3 Power. One day, I will be the one giving orders. (Evil) 4 Prestige. I want to be admired, respected, feared, or even hated for my position

. Orzhov Contacts d8 Contact 1 The spirit of an ancestor has taken an interest in me. 2 An older cousin has the ear of a powerful oligarch. 3 I know a knight who is

Orzhov Syndicate

Compendium - Sources->Dungeons & Dragons->Guildmasters' Guide to Ravnica

citizens deeply indebted to the syndicate’s banks and loan sharks, Orzhov’s elaborate hierarchy of syndics, priests, and oligarchs exists for the single purpose of funneling wealth to the top. Beneath the

make tithes and donations. As Ravnica’s principal bank, it stores and secures the riches of the city, collecting interest at high rates to expand its own wealth. Its members truly believe that their

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