merchants score with only armor from for lords

Lords' Alliance Vassal Ability Score Increase

feats

The Lords’ Alliance Vassal Background allows you to choose between Strength, Intelligence, and Charisma. Increase one of these scores by 2 and another one by 1, or increase all three by 1. None of these increases can raise a score above 20.

Naxene Drathkala

Monsters Storm King's Thunder

spell attacks): At will: fire bolt (1d10;{"diceNotation":"1d10","rollType":"damage","rollAction":"Fire Bolt","rollDamageType":"fire"} fire damage), light, mage hand 1/day each: mage armor, magic

magic.” Bond: “I have great respect for Lady Laeral Silverhand of Waterdeep. She and the Lords’ Alliance are going to bring some much-needed order to this lawless land.” Flaw: “I’m too smart to be wrong about anything.”

Prisoner 237

Monsters Icewind Dale: Rime of the Frostmaiden

with spell attacks). He has the following wizard spells prepared: Cantrips (at will): light,* message,* prestidigitation, shocking grasp (see “Actions” below) 1st level (4 slots): mage armor,* shield

(Cantrip). Melee Spell Attack: +5;{"diceNotation":"1d20+5","rollType":"to hit","rollAction":"Shocking Grasp"} to hit (with advantage on the attack if the target is wearing armor made of metal), reach 5

Space Clown

Monsters Spelljammer: Adventures in Space

. Hit: 7 (2d6);{"diceNotation":"2d6","rollType":"damage","rollAction":"Ray Gun","rollDamageType":"psychic"} psychic damage, and if the target is a Humanoid with an Intelligence score of 3 or higher, it

first spelljamming helm;spelljamming helms from dohwar merchants (see “Dohwar”). Subsequent visits to other Wildspace systems led to contact with a multitude of other folk. In the wake of

Warlock of the Archfey

Monsters Mordenkainen Presents: Monsters of the Multiverse

will: dancing lights, disguise self, mage armor (self only), mage hand, minor illusion, prestidigitation, speak with animals 1/day each: charm person, dimension door, hold monsterMisty Escape

see. It remains invisible until the start of its next turn or until it attacks, makes a damage roll, or casts a spell.Warlocks of the Archfey gain their powers through magical pacts forged with lords

Inspired (Kalaraq variant)

Monsters Eberron: Rising from the Last War

heard of the Inspired lords in Riedra — never realizing that Inspired are spread throughout Khorvaire as well. Beggars and generals, mayors and merchants might all be secret servants of the

Inspired

Monsters Eberron: Rising from the Last War

. Most of the people of the Five Nations have heard of the Inspired lords in Riedra — never realizing that Inspired are spread throughout Khorvaire as well. Beggars and generals, mayors and

merchants might all be secret servants of the Dreaming Dark. Such Inspired have to willingly accept quori possession, but the Dreaming Dark has long experience in weaving dreams that can convince mortals to

Iarno “Glasstaff” Albrek

Monsters Phandelver and Below: The Shattered Obelisk

Special Equipment. Glasstaff wields a staff of defense (see appendix B). With the staff in hand, he can use an action to cast the mage armor spell and use his reaction to cast the shield

, magic missileA former member of the Lords’ Alliance, Glasstaff seized an opportunity in Phandalin to line his own pockets. Originally tasked with setting up a constabulary, he instead assembled

Brain Breaker

Monsters Phandelver and Below: The Shattered Obelisk

Creature Sense. The brain breaker is aware of creatures within 1 mile of itself that have an Intelligence score of 4 or higher. It knows the distance and direction to each creature, as well as each

one’s Intelligence score, but can’t sense anything else about it. A creature protected by a mind blank spell, a nondetection spell, or similar magic can’t be perceived in this manner

Inspired (Hashalaq variant)

Monsters Eberron: Rising from the Last War

. Physically, Inspired resemble the kalashtar, possessing an almost supernatural beauty. Most of the people of the Five Nations have heard of the Inspired lords in Riedra — never realizing that Inspired

are spread throughout Khorvaire as well. Beggars and generals, mayors and merchants might all be secret servants of the Dreaming Dark. Such Inspired have to willingly accept quori possession, but the

Inspired (Tsucora variant)

Monsters Eberron: Rising from the Last War

, Inspired resemble the kalashtar, possessing an almost supernatural beauty. Most of the people of the Five Nations have heard of the Inspired lords in Riedra — never realizing that Inspired are spread

throughout Khorvaire as well. Beggars and generals, mayors and merchants might all be secret servants of the Dreaming Dark. Such Inspired have to willingly accept quori possession, but the Dreaming Dark

Dragonflesh Grafter

Monsters Fizban's Treasury of Dragons

a hulking fusion of draconic and bipedal characteristics, standing between 8 and 12 feet tall. As its original nature wanes, its draconic powers grow, giving it a thick layer of dragon scale armor

collect dragon parts—scales, teeth, skin, flesh, wings, and bones—that they scavenge from around dragon lairs, take from dragon corpses, or buy from merchants and adventurers. They stitch on

Paper Bird

Magic Items Waterdeep: Dragon Heist

whose name you uttered. The recipient must be on the same plane of existence as you, otherwise the bird turns into ash as it takes flight. The bird is an object that has 1 hit point, an Armor Class of

13, a flying speed of 60 feet, a Dexterity of 16 (+3), and a score of 1 (−5) in all other abilities, and it is immune to poison and psychic damage. It travels to within 5 feet of its intended

Deck of Many More Things

Magic Items The Book of Many Things

): acid, cold, fire, lightning, or thunder. Expert. Your Dexterity score increases by 2, to a maximum of 22. Fey. A fey crossing opens into the Feywild, and you’re immediately pulled through it

stop drawing from the deck, regardless of how many cards you initially declared. Lance. All your ability scores increase by 1, to a maximum of 20. Mage. Your Intelligence score increases by 2, to a

Yeenoghu Legacy

Monsters Out of the Abyss

— unless he becomes bored. The Beast of Butchery has a long rivalry with Baphomet, the Horned King, and the two demon lords and their followers attack one another on sight. The Gnoll Lord is

covered in matted fur and taut, leathery hide, his face like a grinning predator’s skull. Patchwork armor made of discarded shields and breastplates is lashed onto his body with heavy chains

Powered Armor

Magic Items Lost Laboratory of Kwalish

crystal. While wearing this armor, you gain the following benefits: You have a +1 bonus to AC. Your Strength score is 18 (this has no effect if your Strength is already 18 or higher). You have

Powered armor resembles a suit of unusual plate armor, with finely articulated joints connected by an oily, black, leather-like material. The armor has been worked to create the appearance of a

Divers Armor

Equipment

While wearing divers armor your movement is reduced by 10, unless your Strength score is equal to or greater than 18. Additionally, whenever the spell Water Breathing is cast on you while wearing the divers armor, the duration of the spell is doubled for you.

Heavily Armored

Feats Player’s Handbook (2024)

General Feat (Prerequisite: Level 4+, Medium Armor Training) You gain the following benefits. Ability Score Increase. Increase your Constitution or Strength score by 1, to a maximum of 20. Armor Training. You gain training with Heavy armor.

Moderately Armored

Feats Player’s Handbook (2024)

General Feat (Prerequisite: Level 4+, Light Armor Training) You gain the following benefits. Ability Score Increase. Increase your Strength or Dexterity score by 1, to a maximum of 20. Armor Training. You gain training with Medium armor.

Heavy Armor Master Legacy

Feats Player’s Handbook (2014)

You can use your armor to deflect strikes that would kill others. You gain the following benefits: Increase your Strength score by 1, to a maximum of 20. While you are wearing heavy armor, bludgeoning, piercing, and slashing damage that you take from nonmagical attacks is reduced by 3.

Heavy Armor Master

Feats Player’s Handbook (2024)

General Feat (Prerequisite: Level 4+, Heavy Armor Training) You gain the following benefits. Ability Score Increase. Increase your Constitution or Strength score by 1, to a maximum of 20. Damage

Reduction. When you’re hit by an attack while you’re wearing Heavy armor, any Bludgeoning, Piercing, and Slashing damage dealt to you by that attack is reduced by an amount equal to your Proficiency Bonus.

Ioun Stone Legacy

Magic Items Basic Rules (2014)

cancel it. Ioun Stone of Agility;Agility (Very Rare). Your Dexterity score increases by 2, to a maximum of 20, while this deep red sphere orbits your head. Ioun Stone of Awareness;Awareness

(Rare). You can't be surprised while this dark blue rhomboid orbits your head. Ioun Stone of Fortitude;Fortitude (Very Rare). Your Constitution score increases by 2, to a maximum of 20, while this pink

Lightly Armored

feats Player’s Handbook (2024)

General Feat (Prerequisite: Level 4+) You gain the following benefits. Ability Score Increase. Increase your Strength or Dexterity score by 1, to a maximum of 20. Armor Training. You gain training with Light armor and Shields.

Heavily Armored Legacy

Feats Player’s Handbook (2014)

You have trained to master the use of heavy armor, gaining the following benefits: Increase your Strength score by 1, to a maximum of 20. You gain proficiency with heavy armor.

Lightly Armored Legacy

Feats Player’s Handbook (2014)

You have trained to master the use of light armor, gaining the following benefits: Increase your Strength or Dexterity score by 1, to a maximum of 20. You gain proficiency with light armor.

Moderately Armored Legacy

Feats Player’s Handbook (2014)

You have trained to master the use of medium armor and shields, gaining the following benefits: Increase your Strength or Dexterity score by 1, to a maximum of 20. You gain proficiency with medium armor and shields.

Killmoulis

Monsters Mordenkainen's Fiendish Folio Volume 1

killmoulis can be either a bane or boon to an adventuring party. When kept well fed with tasty treats, this creature is a helpful assistant that mends armor, collects herbs that make the blandest rations

merchants, or bold adventurers, all travelers have something interesting to offer a killmoulis. Hungry Helpers. Despite their odd appearance and origins, killmoulis crave the same creature comforts as

Medium Armor Master

feats Player’s Handbook (2024)

General Feat (Prerequisite: Level 4+, Medium armor Training) You gain the following benefits. Ability Score Increase. Increase your Strength or Dexterity score by 1, to a maximum of 20. Dexterous

Wearer. While you're wearing Medium armor, you can add 3, rather than 2 to your AC if you have a Dexterity score of 16 or higher.

Pride Silk

Equipment

. High-end clothing made from pride silk is both fashionable and protective, leading many nobles and wealthy merchants to seek full outfits and formal gowns made with it. The tailors skilled enough to

pride silk weighs 1 pound and costs 100 gp. An pride silk outfit;outfit made of pride silk weighs 4 pounds and costs 500 gp. If you aren’t wearing armor, your base Armor Class is 11 + your Dexterity modifier while wearing it.

Faction Agent

Backgrounds Sword Coast Adventurer's Guide

nature. The Lords’ Alliance: On one level, the agents of the Lords’ Alliance are representatives of the cities and other governments that constitute the alliance. But, as a faction

frequently proficient in Deception. They seek aid from the wizards, mercenaries, merchants and priesthoods allied with the Zhentarim. FEATURE: SAFE HAVEN As a faction agent, you have

Lordly Resolve

feats

General Feat (Prerequisite: Level 4+, Lords' Alliance Agent Feat) You gain the following benefits. Ability Score Increase. Increase your Strength or Charisma score by 1, to a maximum of 20

Defensive Duelist

Feats Player’s Handbook (2024)

General Feat (Prerequisite: Level 4+, Dexterity 13+) You gain the following benefits. Ability Score Increase. Increase your Dexterity score by 1, to a maximum of 20. Parry. If you’re holding

a Finesse weapon and another creature hits you with a melee attack, you can take a Reaction to add your Proficiency Bonus to your Armor Class, potentially causing the attack to miss you. You gain this bonus to your AC against melee attacks until the start of your next turn.

Nimble Physique

feats

Score Increase. Increase your Strength, Dexterity, or Constitution score by 1, to a maximum of 20. Dodgy. While you aren’t wearing armor or wielding a Shield, you can take the Dodge action as a

Revenant Blade

Feats Eberron: Rising from the Last War

You are descended from a master of the double-bladed scimitar, and some of that mastery has passed on to you. You gain the following benefits: Increase your Dexterity or Strength score by 1, to a

maximum of 20. While you are holding a double-bladed scimitar with two hands, you gain a +1 bonus to Armor Class. A double-bladed scimitar has the finesse property when you wield it. To gain

Deck of Many Things Legacy

Magic Items Basic Rules (2014)

1d4 + 1 (to a minimum score of 1). You can draw one additional card beyond your declared draws. Jester. You gain 10,000 XP, or you can draw two additional cards beyond your declared draws. Key. A

own avatar of death. A creature slain by an avatar of death can't be restored to life. Avatar of Death Medium undead, neutral evil Armor Class 20 Hit Points half the hit point maximum of its

D&D Beyond

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