money some with only are from for long

Yorn the Terror

Monsters Waterdeep: Dragon Heist

reduced to 0 hit points, he drops to 1 hit point instead (but can't do this again until he finishes a long rest).Multiattack. Yorn makes two melee attacks. Mace. Melee Weapon Attack: +4;{"diceNotation

":"1d10","rollType":"damage","rollAction":"Heavy Crossbow","rollDamageType":"piercing"} piercing damage.Thugs are ruthless enforcers skilled at intimidation and violence. They work for money and have few scruples.

Obzedat Ghost

Monsters Guildmasters’ Guide to Ravnica

the target’s hit point maximum lasts until the target finishes a long rest. Convene the Ghost Council. The ghost summons the other four members of the Obzedat. At the start of the ghost’s

Council’s Traits Ideal: “Influence is measured in power, status, and money, but mostly money.” Bond: “Gather as much as you can while you can, for when you die, you will take

Mister Light

Monsters The Wild Beyond the Witchlight

get to know Naeryx better, though it took a while for Naeryx to trust him. After getting his hands on some money, Urmius bought a sad little carnival that was camped on the outskirts of

of the two of us, long ago. Perhaps that streak of violence hasn’t quite left me.”NecroticLightningBlessing of the Raven Queen (1/Day). Witch magically teleports, along with any equipment

Gladiator Legacy

Backgrounds Player’s Handbook (2014)

a place, you receive free lodging and food of a modest or comfortable standard (depending on the quality of the establishment), as long as you perform each night. In addition, your performance makes

collect local rumors and spread gossip. 3 I’m a hopeless romantic, always searching for that “special someone.” 4 Nobody stays angry at me or around me for long, since I can

Entertainer Legacy

Backgrounds Player’s Handbook (2014)

establishment), as long as you perform each night. In addition, your performance makes you something of a local figure. When strangers recognize you in a town where you have performed, they typically take a

for that “special someone.” 4 Nobody stays angry at me or around me for long, since I can defuse any amount of tension. 5 I love a good insult, even one directed at me. 6

Charlatan Legacy

Backgrounds Player’s Handbook (2014)

-earned money. FEATURE: FALSE IDENTITY You have created a second identity that includes documentation, established acquaintances, and disguises that allow you to assume that persona

. Additionally, you can forge documents including official papers and personal letters, as long as you have seen an example of the kind of document or the handwriting you are trying to copy. Suggested

Charlatan - Baldur's Gate

Backgrounds Baldur’s Gate: Descent into Avernus

. 5 I run sleight-of-hand cons on street corners. 6 I convince people that worthless junk is worth their hard-earned money. FEATURE: FALSE IDENTITY You have created a second

, as long as you have seen an example of the kind of document or the handwriting you are trying to copy. BALDUR’S GATE FEATURE: LONG-LOST HEIR You’re well-versed in the mannerisms and

Lizardfolk Legacy

Species Volo's Guide to Monsters

into the future. This approach allows them to maintain their current level of influence in the world, but it limits their growth. Lizardfolk have no interest in developing writing, making long-term

pity. Born into the world lacking stout scales and sharp teeth, it’s a wonder they have managed to survive for so long. The typical human would barely make it through a day in the swamps. Still

Goliath Legacy

Species Elemental Evil Player's Companion

when it is supported by a level playing field. Competition measures talent, dedication, and effort. Those factors determine survival in their home territory, not reliance on magic items, money, or other

give up their lives as their physical skills decay. Because of their risk-taking, goliath tribes suffer from a chronic lack of the experience offered by long- term leaders. They hope for innate

Orzhov Representative

Backgrounds Guildmasters’ Guide to Ravnica

concentrates the spoils at the top of the hierarchy. As a functionary in that system, your best hope is to claim as much as possible of the money that passes through your hands on its way up, so that

. Skill Proficiencies: Intimidation, Religion Languages: Two of your choice Equipment: An Orzhov insignia, a foot-long chain made of ten gold coins, vestments, a set of fine clothes, and

Clan Crafter

Backgrounds Sword Coast Adventurer's Guide

, enduring long hours and dismissive, sour-tempered treatment in order to gain the fine skills you possess today. You are most likely a dwarf, but not necessarily—particularly in the North, the

shield dwarf clans learned long ago that only proud fools who are more concerned for their egos than their craft turn away promising apprentices, even those of other races. If you aren’t a dwarf

Entertainer - Baldur's Gate

Backgrounds Baldur’s Gate: Descent into Avernus

court. At such a place, you receive free lodging and food of a modest or comfortable standard (depending on the quality of the establishment), as long as you perform each night. In addition, your

place, I collect local rumors and spread gossip. 3 I’m a hopeless romantic, always searching for that “special someone.” 4 Nobody stays angry at me or around me for long

Gruul Anarch

Backgrounds Guildmasters’ Guide to Ravnica

vast, sprawling rubblebelts of broken terrain that civilized folk have long abandoned. You can find a suitable place for you and your allies to hide or rest in these areas. In addition, you can find

work in a raid, but seems to think that I’m not like other Gruul. 7 I foolishly borrowed money from an Orzhov syndic to indulge a shameful vice. 8 A close friend left our clan and

9. Plundered Halls

Compendium - Sources->Dungeons & Dragons->Waterdeep: Dungeon of the Mad Mage

stretch the length of the hall. (The indentations held gemstones, which were stolen long ago.) Alcove. An alcove in the northwest corner contains a rusty pile of armor (the remains of a suit of animated

armor that was destroyed years ago by adventurers). 9b. Rotted Corpse The maggot-ridden corpse of a dead human lies facedown on the floor next to a discarded scimitar, a light crossbow, and a money

Dealing with Wealth

Compendium - Sources->Dungeons & Dragons->The Book of Many Things

Dealing with Wealth Characters accumulate wealth over the course of their adventures—sometimes, a lot of wealth! These riches might come slowly over a long adventuring career or in a sudden stroke of

motivated primarily by money, wealth can threaten the entire campaign. After all, when mercenaries have all the money they’d ever need, why should they risk life and limb any more? Avoid this problem by

Bank Services

Compendium - Sources->Dungeons & Dragons->Heroes of the Borderlands

the loan is left unpaid for long, word of the character’s financial insolvency spreads throughout the keep. Deposit and Withdraw Money. A character can deposit gold and other valuables at the bank

Sanctuary

Compendium - Sources->Dungeons & Dragons->Dungeon Master’s Guide

displayed in this facility, which includes a quiet place for worship. Sanctuary Charm. After spending a Long Rest in your Bastion, you gain a magical Charm (see “Supernatural Gifts” in chapter 3) that lasts

issue the Craft order to this facility, you commission the facility’s hireling to craft a Druidic Focus (wooden staff) or a Holy Symbol. The work takes 7 days and costs no money. The item remains in

Arcane Study

Compendium - Sources->Dungeons & Dragons->Dungeon Master’s Guide

research that contains one or more desks and bookshelves. Arcane Study Charm. After spending a Long Rest in your Bastion, you gain a magical Charm (see “Supernatural Gifts” in chapter 3) that lasts for

costs no money. The Arcane Focus remains in your Bastion until you claim it. Craft: Book. You commission the facility’s hireling to craft a blank book. The work takes 7 days and costs you 10 GP. The

Sacristy

Compendium - Sources->Dungeons & Dragons->Dungeon Master’s Guide

the facility’s hireling to craft a flask of Holy Water. The work takes 7 days and costs no money. You can spend GP during the creation process to increase the potency of the Holy Water. For every 100

. See the “Crafting Magic Items” section in chapter 7 for the time and money that must be spent to craft the item. If the item allows its user to cast any spells from it, you must craft the item

Archaeologist

Backgrounds Tomb of Annihilation

An archaeologist learns about the long-lost and fallen cultures of the past by studying their remains — their bones, their ruins, their surviving masterworks, and their tombs. Those who

. d8 Personality Trait 1 I love a good puzzle or mystery. 2 I’m a pack rat who never throws anything away. 3 Fame is more important to me than money. 4 I have

Sheldon the Blueberry Dragon

Compendium - Sources->Dungeons & Dragons->Misplaced Monsters: Volume One

damage. Jetstream Breath (Recharge 5–6). Sheldon exhales a line of magical wind that is 60 feet long and 5 feet wide. Each creature in that area must make a DC 15 Strength saving throw. On a failed

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Reliquary

Compendium - Sources->Dungeons & Dragons->Dungeon Master’s Guide

objects. Reliquary Charm. After spending a Long Rest in your Bastion, you gain a magical Charm (see “Supernatural Gifts” in chapter 3) that lasts for 7 days or until you use it. The Charm allows you to

any Tiny, nonmagical object that has religious significance. The work takes 7 days and costs no money. You can use this talisman in place of one spell’s Material components, provided the components have

7: Bank

Compendium - Sources->Dungeons & Dragons->Heroes of the Borderlands

moneylender. Frugal. Quink never budges on matters of money. Garrulous. Conversations with Quink last twice as long as they should. Rumors “Good supplies are a sound investment. Ruckus at the

Patriars

Compendium - Sources->Dungeons & Dragons->Baldur's Gate: Descent into Avernus

Patriars Patriars are the elite upper class of the city, a rank defined largely by money and lines of vague, increasingly inconsequential heritage. Many nobles claim generations of lineage, dating to

the earliest days of Baldur’s Gate. Their money funds industries and lines political pockets, but their names allow them to wield influence throughout the city. Some patriars are economically-minded

Jobs

Compendium - Sources->Dungeons & Dragons->Strixhaven: A Curriculum of Chaos

one Job at a time, and they can participate in only one Extracurricular while they have a Job. A student can switch Jobs whenever they wish, even in the middle of the academic year, as long as they

this money at the end of the week in which they quit. Strixhaven student employees work beside staff members to fill the many jobs available on campus Relationship Point While a character

Patriars

Compendium - Sources->Dungeons & Dragons->Baldur’s Gate Gazetteer

Patriars Patriars are the elite upper class of the city, a rank defined largely by money and lines of vague, increasingly inconsequential heritage. Many nobles claim generations of lineage, dating to

the earliest days of Baldur’s Gate. Their money funds industries and lines political pockets, but their names allow them to wield influence throughout the city. Some patriars are economically-minded

Failed Merchant

Compendium - Sources->Dungeons & Dragons->Acquisitions Incorporated

on. 5 Although my business failed, the people of my community were kind to me. I’ll do everything in my power to protect them. 6 I owe a dangerous person a lot of money. As long as they’re

Failed Merchant Maybe you come from a long line of merchants. Perhaps you were an entrepreneur. Regardless, your ventures ended poorly. Whether it was because of outside influences, bad luck, or

Fighter

Compendium - Sources->Dungeons & Dragons->Acquisitions Incorporated

Fighter The best thing about blood money is that it spends just as readily as any other kind of money. Some fight to slake bloodlust. Others fight for the thrill of besting an enemy. Some fight for a

often fights for money above all else, whether focusing on a primary role as a combat specialist or providing martial backup for the franchise as needs be. Mission Accomplished Whether your intention is

Fortune's Wheel

Compendium - Sources->Dungeons & Dragons->Planescape: Adventures in the Multiverse->Turn of Fortune’s Wheel

Fortune’s Wheel Fortune’s Wheel is a casino where risk-takers from across the multiverse place bets. Tracking Time The characters have enough time to finish a long rest. After this, they have 3 hours

Gambler 1 Anisa (chaotic good, human noble) raises money for the poor. A member of the Ring-Givers, a philanthropic Sigil faction, she gives the characters a free casino chip in a charitable yet

Daask

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

system has failed them. Daask makes its money through acts of violence, from mugging to armed robbery to outright pillaging. The group has diversified in recent years, building an extortion racket

guerrilla tactics, using only as many combatants as necessary to get a job done, never staying in one place too long, and quickly retreating back to their turf. Though the Boromars still control much

Workshop

Compendium - Sources->Dungeons & Dragons->Dungeon Master’s Guide

7 for the time and money that must be spent to craft the item. If the item allows its user to cast any spells from it, you must craft the item yourself (the facility’s hirelings can assist), and you

benefit again until you finish a Long Rest. Enlarging the Facility. You can enlarge your Workshop to a Vast facility by spending 2,000 GP. If you do so, the Workshop gains two additional hirelings and three additional Artisan’s Tools (chosen from the list above).

Other Nonplayer Characters

Compendium - Sources->Dungeons & Dragons->Tyranny of Dragons

. He is suspicious of everyone and makes outrageous accusations at the drop of a hat. Beyd Sechepol (Male Half-Elf Merchant). Ale and beer are so common that not much money can be made hauling them long

distances. But that’s what fills Sechepol’s wagon. He will make his money on the road, selling his stock to his fellow travelers in the caravan. He is diplomatic and has a gift for defusing arguments

Transportation

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

long-distance travel across land. Major cities in Khorvaire are linked by the lightning rail of House Orien, which allows you to avoid the perils—and tedium—of the roads. The lightning rail uses bound

relatively rare; many cities don’t yet have docking towers. For those with no time to spare and plenty of money to spend, House Orien also has teleportation circles in each of its enclaves in cities

Commerce

Compendium - Sources->Dungeons & Dragons->Ghosts of Saltmarsh

. Smuggling has also long been a profitable business here. The dwarven mining operation promises to bring about a rapid growth in Saltmarsh’s fortunes. Whether that’s a good or a bad thing depends on

boats, while less well-to-do folk hire out to work as deckhands. The work is difficult and dangerous, but a smart deckhand can save money for several years and eventually buy their own boat. That

Roleplaying Sergeant Vilroy

Compendium - Sources->Dungeons & Dragons->Eberron: Rising from the Last War

case. The sooner the characters solve her problem, the sooner she can get back to collecting extra money from the Boromar Clan for doing nothing other than ignoring their crimes. Germaine gives the

authority. City workers and other members of the Watch respect the writ, sometimes grudgingly, as long as the characters don’t engage in flagrantly illegal activity. Germaine tries to play up her concern

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